518 Bede Cir, North Aurora, IL 60542 Property Records

Kane County property record for 518 Bede Cir, North Aurora, IL 60542

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,636 sqft · built 1995
Lot Size0.284 acres (12,367 sqft)
Owner2 Company Names on Record
Last Sale$172,000 (Aug 1995)
Tax Bill$7,581 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-34-476-037

Property Details

APN / Parcel Number

Primary APN12-34-476-037

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,636 sqft Living Area
Gross Area3,272 sqft
1st Floor Area1,636 sqft
Basement Area1,636 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area12,367 sqft (0.284 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Deck Area167 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address518 BEDE CIR
CityNORTH AURORA
StateIL
Zip60542-9094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100 UNIT2
Legal SubdivisionPINECREEK 2
Legal Block1
Legal Lot Number100
JurisdictionKANE IL
Township / Civil DivisionBATAVIA
Census Block Group1
Census Block1028
Census Tract852805

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · Line of Credit
EARTHMOVER CU
Sep 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OLD SECOND NATIONAL BANK
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Jan 29, 2018Deed of Trust, Mortgage · ARM
OLD SECOND NATIONAL BANK
Sep 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 1995 · Amount on Record
Deed SaleAug 3, 1995 · Amount on Record
Deed Document Number199543796
Deed Book / Page1113 / 699
Last Transfer DateSep 18, 2017
Transfer Doc0000049398
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000796
DateJan 7, 2026
Instrument2026K000796
Lender
NameEARTHMOVER CU
TypeCredit Union
AddressAURORA, IL 60507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 6, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
Transaction TypeMortgage
Record UpdatedOct 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033905
DateSep 28, 2023
Instrument2023K033905
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 28, 2038
Interest
Rate TypeFixed Rate
Rate8.25%
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068474
DateNov 9, 2020
Instrument2020K068474
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004555
DateJan 29, 2018
Instrument2018K004555
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate9.37%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 20, 2017
Property Address518 BEDE CIR, NORTH AURORA, IL 60542-9094
Document Number0000049398
Instrument DateSep 18, 2017
Instrument49398
Transaction TypeTransfer
Record UpdatedOct 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address518 BEDE CIR NORTH AURORA IL 605429094, NORTH AURORA, IL 60542-9094

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBatavia Township
MunicipalityNorth Aurora Village
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,581.00 (+5.7%) Homeowner's exemption Senior Citizen's exemption$125,420 (+8.78%) Land $33,312 Building $92,108$376,411 (+8.78%) Land $99,976 Building $276,435
2024$115,297 (+17.89%) Land $30,623 Building $84,674$346,029 (+17.94%) Land $91,906 Building $254,124
2022$7,172.00 (+3.19%) Homeowner's exemption$97,799 (+5.44%) Land $25,976 Building $71,823$293,397 (+5.44%) Land $77,928 Building $215,469
2021$6,950.00 Homeowner's exemption$92,753 Land $24,636 Building $68,117$278,259 Land $73,908 Building $204,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH AURORA
serves 18,261 people · EPA ID IL0890600
Water SourceGroundwater
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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