Anne Arundel County property record for 518 Bayview Point Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,852 sqft · built 2023 |
| Lot Size | 0.54 acres (23,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Jun 2015) |
| Tax Bill | $15,110 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-90005375 |
| Primary APN | 01-480-90005375 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,852 sqft Living Area |
| Gross Area | 5,332 sqft |
| 1st Floor Area | 2,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,500 sqft (0.54 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 369 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 48090005375 |
|---|---|
| Street Address | 518 BAYVIEW POINT DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 10 TO 12 BK Z SC CAPE LOCH HAVEN |
| Legal Subdivision | CAPE LOCH HAVEN |
| Legal Block | Z |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701202 |
518 Bayview Point Dr is owned and occupied by two individuals who bought it in June 2015.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on File |
| Deed Sale | Jun 4, 2015 · Amount on File |
| Deed Book / Page | 28447 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 518 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 518 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234 |
| Document Number | 0378960494 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 37896/494 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 12-Month MTA |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 518 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0339070018 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 33907/018 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 518 Bayview Point Dr was $15,110 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,693,300 Land $615,600 Building $1,077,700 | $1,693,300 Land $615,600 Building $1,077,700 | |
| 2025 | $15,110.00 | ||
| 2023 | $13,717.00 Homeowner's exemption | $1,256,200 Land $618,200 Building $638,000 | $1,256,200 Land $618,200 Building $638,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Bayview Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Bayview Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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