518 Ave E, Key West, FL 33040 Property Records

Monroe County property record for 518 Ave E, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,144 sqft Living Area
Lot Size4,790 sqft (0.109 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2019)
Tax Bill$4,216.00 (2024)

Property Details

APN / Parcel Number

Primary APN00153260-000000
Alternative APN
  • 1198765

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,144 sqft Living Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2015
Exterior MaterialCombination Exterior
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area4,790 sqft (0.109 acres)
Garage Area1,144 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1198765
Street Address518 AVENUE E
CityKEY WEST
StateFL
Zip33040-5508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 18 LT 3 JOHNSONVILLE PB-1-53 BIG COPPITT OR145-334/335 OR588-980 OR823-2457/2458 OR849-2009 OR928-506 OR931-2039C
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionJOHNSONVILLE SUBD
Legal Block18
Legal Lot Number3
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup2
Census Block2003
Census Tract971700

Owner

Source: Monroe County records · APN 00153260-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address518 AVENUE E, KEY WEST, FL 33040-5508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
IBERIABANK
Jul 16, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
IBERIABANK MTG
Aug 17, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleSep 19, 2003 · Amount on Record
Deed Doc Number2228765
Deed Book / Page2975 / 0448
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address518 AVENUE E, KEY WEST, FL 33040-5508
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 AVENUE E, KEY WEST, FL 33040-5508

Mortgage

Document Number0032421548
DateSep 15, 2023
Book Page3242/1548
Instrument2431945
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 10, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address518 AVENUE E, KEY WEST, FL 33040-5508
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 AVENUE E, KEY WEST, FL 33040-5508

Mortgage

Document Number0030381951
DateAug 19, 2020
Book Page3038/1951
Instrument2278076
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 16, 2019
Property Address518 AVENUE E, KEY WEST, FL 33040-5508
Document Number0029750448
Book / Page002975 / 000448
Instrument DateJul 15, 2019
Instrument2228765
Transaction TypeTransfer
Record UpdatedMar 04, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address518 AVENUE E KEY WEST FL 330405508, KEY WEST, FL 33040-5508

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address518 AVENUE E, KEY WEST, FL 33040-5508
Document Number0029750450
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9 ASTER TER KEY WEST FL 330406205, KEY WEST, FL 33040-6205

Mortgage

Document Number0029750450
DateJul 16, 2019
Book Page002975/000450
Instrument2228766
Lender
NameIBERIABANK MTG
TypeMortgage Company
AddressLAFAYETTE, LA 70501
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address518 AVENUE E, KEY WEST, FL 33040-5508
Document Number0028702486
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address518 AVENUE E KEY WEST FL 330405508, KEY WEST, FL 33040-5508

Mortgage

Document Number0028702486
DateAug 28, 2017
Book Page002870/002486
Instrument2136691
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 27, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$457,318 (+5.99%)$630,154 (+9.01%) Land $314,464 Building $315,690
2024$4,216.00 (+4.64%)
2023$4,029.00 (+2.73%) Homeowner's exemption$431,486 (+3%)$578,055 (+5.26%) Land $287,855 Building $290,200
2022$3,922.00 Homeowner's exemption$418,919$549,182 Land $266,085 Building $283,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ave E

Nearby Streets

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