518 Ash St, Chapin, IL 62628 Property Records

Morgan County property record for 518 Ash St, Chapin, IL 62628

Property Summary

Property Type	Single Family Home
Details	992 sqft · built 1910
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (May 2008)
Tax Bill	$790 (2025)
Deeds & Mortgages	May 2011 Mortgage May 2008 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-108-008`

Property Details

APN / Parcel Number

Primary APN	`07-11-108-008`

Interior

Building Area	992 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	192 ft deep x 90 ft wide

Location & Zoning

Street Address	518 ASH ST
City	CHAPIN
State	IL
Zip	62628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: VILLAGE OF CHAPIN ORIGINAL TOWN 90FT S END LTS 31-32 AND 33 LT 90FT X 192FT DD3-4096 11-76
Legal Range	12W
Legal Township	15N
Legal Section	11
Legal Lot Number	31-33
Jurisdiction	MORGAN IL
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2071
Census Tract	951400

Owner

518 Ash St is owned and occupied by an individual who bought it in May 2008.

Source: Morgan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	518 ASH ST, CHAPIN, IL 62628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2011	Deed of Trust, Mortgage THE FARMERS STATE BANK AND TRUST CO
May 14, 2008	Warranty Deed, Transfer
Apr 16, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2008 · Amount on File
Deed Sale	May 14, 2008 · Amount on File
Deed Document Number	2008562392
Record Updated	Sep 20, 2026

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	518 ASH ST, CHAPIN, IL 62628
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582895
Date	May 11, 2011
Instrument	582895

Lender

Name	THE FARMERS STATE BANK AND TRUST CO
Address	JACKSONVILLE, IL 62650

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2026

Interest

Rate Type	Adjustable Rate
Max Rate	11.6%

May 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	May 14, 2008
Property Address	518 ASH ST, CHAPIN, IL 62628
Document Number	0000562392
Instrument Date	May 14, 2008
Instrument	562392
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3654 HOLLY DR, PALM BEACH GARDENS, FL 33410-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ASH ST, CHAPIN, IL 62628

April 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN IL
Recording Date	Apr 16, 2007
Property Address	518 ASH ST, CHAPIN, IL 62628
Document Number	0000554765
Instrument Date	Apr 14, 2007
Instrument	554765
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ASH ST, CHAPIN, IL 62628
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 518 Ash St was $790 with a homeowner's exemption, up 11.7% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chapin Village
County	Morgan County
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (+11.74%)	$15,780 Land $4,010 Building $11,770	$47,340 Land $12,030 Building $35,310
2024	$707.00
2023		$14,210 (-15.01%) Land $3,610 Building $10,600	$42,630 (-15.01%) Land $10,830 Building $31,800
2022	$823.00 (-3.18%) Homeowner's exemption	$16,720 Land $4,250 Building $12,470	$50,160 Land $12,750 Building $37,410
2021	$850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 Ash St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAPIN serves 658 people · EPA ID IL1370050
Water Source	Purchased groundwater influenced by surface water from JACKSONVILLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.43 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net, Wisper ISP.

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