Stearns County property record for 518 4th St NE, Saint Cloud, MN 56304
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.27 acres (11,615 sqft) |
| Owner | Company Name on File |
| Tax Bill | $986 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 82-51607-0000 |
| Primary APN | 82-51607-0000 |
|---|
| Lot Area | 11,615 sqft (0.27 acres) |
|---|---|
| Lot Width | 88 ft Width |
| Cooling System | None |
|---|
| Street Address | 518 4TH ST NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0321 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PUD22 |
| Legal Description | N 1/3 OF LOT 9 & ALL OF LOT 10 WILSON'S SURVEY WILSON'S SURVEY |
| Legal Subdivision | WILSONS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 9-10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 801 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 312 7TH AVE N, SAINT CLOUD, MN 56303-3631 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986.00 (-12.12%) | $35,000 (-) Land $35,000 | $35,000 (-) Land $35,000 |
| 2025 | $35,000 (-) Land $35,000 | $35,000 (-) Land $35,000 | |
| 2023 | $1,122.00 Additional exemption filed | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Intrepid Fiber Networks.
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