518 4th St, Findlay, OH 45840 Property Records

Hancock County property record for 518 4th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,536 sqft · built 1955
Lot Size	0.496 acres (21,601 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Jul 2022)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1011-193-25-012.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-25-012.000`
Alternative APN	`570000201380`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	1,412 sqft
2nd Floor Area	1,124 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,601 sqft (0.496 acres)
Lot Dimensions	216 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 4TH ST
City	FINDLAY
State	OH
Zip	45840-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DILLINGER & KAGY SUBDIV LOT 3393-3396 W100 & PT ALY & 8FT ST
Legal Subdivision	DILLINGER & KAGY SUB
Legal Lot Number	3393
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5000
Census Tract	800

Owner

518 4th St is owned by a company that bought it in July 2022 and is owner-occupied.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	518 4TH ST, FINDLAY, OH 45840-5110
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Dec 10, 2021	Sheriff's Deed, Foreclosure ALLODIAL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	20226923
Deed Book / Page	2596 / 3233
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2022
Property Address	518 4TH ST, FINDLAY, OH 45840-5110
Document Number	02596/3233
Book / Page	2596 / 3233
Instrument Date	Jul 19, 2022
Instrument	202200006923
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 4TH ST, FINDLAY, OH 45840-5110

Mortgage

Document Number	202200006924
Date	Jul 27, 2022
Instrument	202200006924

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 10, 2021
Property Address	518 4TH ST, FINDLAY, OH 45840-5110
Document Number	02589/5261
Book / Page	2589 / 5261
Instrument Date	Dec 10, 2021
Instrument	202100014137
Transaction Type	Foreclosure
Record Updated	Jun 7, 2023
Title Company	ALLODIAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 518 4th St was $2,731 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00	$88,870 Land $11,640 Building $77,230	$253,910 Land $33,260 Building $220,650
2023	$2,449.00 Homeowner's exemption	$68,650 Land $8,960 Building $59,690
2022			$196,120 Land $25,590 Building $170,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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