518 4th St E, Northfield, MN 55057 Property Records

Rice County property record for 518 4th St E, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,999 sqft · built 1873
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,208 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22.06.2.00.025`

Property Details

APN / Parcel Number

Primary APN	`22.06.2.00.025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,999 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,256 sqft
Unfinished Basement	1,256 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	500 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	518 4TH ST E
City	NORTHFIELD
State	MN
Zip	55057-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 29 OF NORTHFIELD ORIG TOWN ORIG TOWN E2 L4 & L5 B29
Legal Subdivision	NORTHFIELD ORIG TOWN
Legal Block	29
Legal Lot Number	4
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1039
Census Tract	70501

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 4TH ST E, NORTHFIELD, MN 55057-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/NORTHFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	518 4TH ST E, NORTHFIELD, MN 55057-2216
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 4TH ST E, NORTHFIELD, MN 55057-2216

Mortgage

Document Number	000A756147
Date	Nov 7, 2022
Instrument	A756147

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	518 4TH ST E, NORTHFIELD, MN 55057-2216
Document Number	0000707272
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	518 4TH ST E NORTHFIELD MN 550572216, NORTHFIELD, MN 55057-2216

Mortgage

Document Number	0000707272
Date	May 23, 2018
Instrument	707272

Lender

Name	FIRST NAT'L BK/NORTHFIELD
Type	Bank
Address	NORTHFIELD, MN 55057-3372

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 22, 2025

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,208.00 (+21.35%)	$576,900 (+2.76%) Land $124,700 Building $452,200	$576,900 (+2.76%) Land $124,700 Building $452,200
2025		$561,400 (+5.63%) Land $116,800 Building $444,600	$561,400 (+5.63%) Land $116,800 Building $444,600
2024	$8,412.00 (+7.08%)	$531,500 (-) Land $104,900 Building $426,600	$531,500 (-) Land $104,900 Building $426,600
2023	$7,856.00	$531,500 Land $104,900 Building $426,600	$531,500 Land $104,900 Building $426,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1998–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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