Manatee County property record for 518 45th St E, Palmetto, FL 34221
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 909 sqft · built 1984 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Sep 2022) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22826-1025-8 |
| Primary APN | 22826-1025-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 909 sqft Living Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 909 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Standard |
| Porch | Screened Porch |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 518 45TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-9111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RDD-6 |
| Legal Description | BEG AT SW COR OF LOT 1; TH N 23 DEG 13 MIN 35 SEC E 100.26 FT TO NW COR OF SD LOT 1; TH RUN S 69 DEG 04 MIN 31 SEC E ALG N LN OF SD LOT 1 56 FT; TH RUN S 23 DEG 13 MIN 35 SEC W |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERFIELD ESTATES |
| Legal Tract | 02282600 |
| Legal Lot Number | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1404 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33237 CHANCEY RD, WESLEY CHAPEL, FL 33543-4949 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| May 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2016 · Amount on Record |
| Deed Document Number | 2022114669 |
| Prior Transfer Date | May 15, 2018 |
| Prior Transfer Doc | 0041050998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 518 45TH ST E, PALMETTO, FL 34221-9111 |
| Document Number | 0041114669 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202241114669 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 DELAFIELD DR, 73, ALBANY, NY 12205-2426 |
| Name | Verified Name |
|---|---|
| Address | 518 45TH ST E, PALMETTO, FL 34221-9111 |
| Document Number | 0041114670 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202241114670 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 21, 2018 |
| Property Address | 518 45TH ST E, PALMETTO, FL 34221-9111 |
| Document Number | 0027290372 |
| Book / Page | 002729 / 000372 |
| Instrument Date | May 15, 2018 |
| Instrument | 41050998 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 73 DELAFIELD DR ALBANY NY 122052426, ALBANY, NY 12205-2426 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,830 (-) Land $5,100 Building $130,730 | $135,830 (-) Land $5,100 Building $130,730 | |
| 2025 | $1,601.00 (-1.11%) | $135,830 (-3.61%) Land $5,100 Building $130,730 | $135,830 (-3.61%) Land $5,100 Building $130,730 |
| 2024 | $1,619.00 (-0.98%) | ||
| 2023 | $1,635.00 (-1.45%) Homeowner's exemption | $140,923 (+19.49%) Land $5,100 Building $135,823 | $140,923 (+19.49%) Land $5,100 Building $135,823 |
| 2022 | $1,659.00 | $117,938 Land $5,000 Building $112,938 | $117,938 Land $5,000 Building $112,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures