518 1st St, Oregon City, OR 97045 Property Records

Clackamas County property record for 518 1st St, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,145 sqft · built 1983
Lot Size0.072 acres (3,151 sqft)
Owner2 Individual Names on Record
Last Sale$134,500 (Jul 2001)
Tax Bill$4,492 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN22E31CA01701

Property Details

APN / Parcel Number

Primary APN22E31CA01701
Alternative APN
  • 00576870

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,145 sqft Living Area
1st Floor Area891 sqft
2nd Floor Area924 sqft
Attic Area924 sqft

Exterior

Year BuiltBuilt 1983
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area3,151 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number00576870
Street Address518 1ST ST
CityOREGON CITY
StateOR
Zip97045-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description2 OREGON CITY PT LT 1 BLK 84
Legal Range02E
Legal Township02S
Legal Section31
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionOREGON CITY
Legal Block84
Legal Lot Number1
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group4
Census Block4045
Census Tract22400

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address518 1ST ST, OREGON CITY, OR 97045-2502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
COLUMBIA STATE BANK
May 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2001 · Amount on Record
Deed SaleJul 25, 2001 · Amount on Record
Prior SaleJul 15, 1999 · Amount on Record
Deed Document Number2001-058300
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address518 1ST ST, OREGON CITY, OR 97045-2502
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyLAWYERS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046420
DateAug 22, 2022
Instrument2022-046420
Lender
NameCOLUMBIA STATE BANK
TypeBank
AddressOREGON CITY, OR 97045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address518 1ST ST, OREGON CITY, OR 97045-2502
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036096
DateMay 31, 2017
Instrument2017-036096
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,492.00 (+13.01%)$224,211 (+6.09%)$413,781 (+0.2%) Land $131,981 Building $281,800
2023$3,975.00$211,341$412,946 Land $130,396 Building $282,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1996–1997)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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