518 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 518 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	1 ba · 666 sqft · built 1910
Lot Size	0.081 acres (3,550 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Mar 2017)
Tax Bill	$608 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0010-00440`

Property Details

APN / Parcel Number

Primary APN	`185-0010-00440`
Alternative APNs	`1026501` `539084`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	666 sqft Gross Area
1st Floor Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,550 sqft (0.081 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	84 sqft
Storage Building	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1026501
Street Address	518 1ST ST
City	DULUTH
State	MN
Zip	55810-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:003 SERIAL #
Legal Subdivision	PROCTOR KNOTT
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3005
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0010-00440

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	518 1ST ST, DULUTH, MN 55810-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2017 · Amount on Record
Deed Sale	Mar 06, 2017 · Amount on Record
Prior Sale	May 06, 2009 · Amount on Record
Deed Document Number	20171305221
Last Transfer Date	Jun 13, 2022
Transfer Doc	0001445328
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 06, 2017
Property Address	518 1ST ST, DULUTH, MN 55810-1608
Document Number	00A1305221
Instrument Date	Mar 03, 2017
Instrument	A1305221
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 1ST ST PROCTOR MN 558101608, PROCTOR, MN 55810-1608

Mortgage

Document Number	A1305222
Date	Mar 06, 2017
Instrument	A1305222

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 05, 2027

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$608.00 (+31.03%) Homeowner's exemption
2025	$464.00 (+10.48%) Homeowner's exemption	$64,300 (+30.16%) Land $7,800 Building $56,500	$64,300 (+30.16%) Land $7,800 Building $56,500
2024	$420.00	$49,400 (+30.34%) Land $7,800 Building $41,600	$49,400 (+30.34%) Land $7,800 Building $41,600
2022		$37,900 Land $5,900 Building $32,000	$37,900 Land $5,900 Building $32,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AirFiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Proctor serves 3,099 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.