5178 Pebblevalley Dr, Cincinnati, OH 45252 Property Records

Hamilton County property record for 5178 Pebblevalley Dr, Cincinnati, OH 45252

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,843 sqft · built 1986
Lot Size0.475 acres (20,691 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Feb 2008)
Tax Bill$7,698 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN510-0184-0085-00

Property Details

APN / Parcel Number

Primary APN510-0184-0085-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,843 sqft Living Area
1st Floor Area1,621 sqft
2nd Floor Area1,222 sqft
Upper Floors Area1,222 sqft
Basement Area1,621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area20,691 sqft (0.475 acres)
Lot Dimensions199 ft deep x 84 ft wide
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area216 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5178 PEBBLEVALLEY DR
CityCINCINNATI
StateOH
Zip45252-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEBBLEVALLEY DR 84.10 X 199.48 LOT 9 PEBBLE CREEK ESTATES SUB
Legal SubdivisionPEBBLE CREEK ESTATES SUB
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2004
Census Tract20502

Owner

5178 Pebblevalley Dr is owned and occupied by two individuals who bought it in February 2008.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5178 PEBBLEVALLEY DR, CINCINNATI, OH 45252-2116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2008 · Amount on File
Deed SaleFeb 11, 2008 · Amount on File
Prior SaleDec 10, 2007 · Amount on File
Deed Document Number148669
Deed Book / Page10769 / 01277
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5178 PEBBLEVALLEY DR, CINCINNATI, OH 45252-2116
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096973
DateOct 13, 2022
Book Page14772/1080
Instrument2022-0096973
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6%
Index1-Year T-Bill
Max Rate10%

Tax Assessment & Valuation

The 2025 property tax bill for 5178 Pebblevalley Dr was $7,698, up 7.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,698.00 (+7.94%)$131,968 (-) Land $15,089 Building $116,879
2024$7,132.00 (-0.49%)$131,968 (-) Land $15,089 Building $116,879
2023$7,167.00 (+15.49%)$131,968 (+41.73%) Land $15,089 Building $116,879$377,050 Land $43,110 Building $333,940
2022$6,206.00 Homeowner's exemption$93,114 Land $14,952 Building $78,162
2020$266,040 Land $42,720 Building $223,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5178 Pebblevalley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5178 Pebblevalley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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