5178 Cumberland Dr, Cypress, CA 90630 Property Records

Orange County property record for 5178 Cumberland Dr, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jul 2015)
Tax Bill	$9,089 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`244-415-16`

Property Details

APN / Parcel Number

Primary APN	`244-415-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,000 sqft (0.138 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central

Location & Zoning

Street Address	5178 CUMBERLAND DR
City	CYPRESS
State	CA
Zip	90630-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4772 BLK LOT 16
Legal Subdivision	TRACT 17485
Legal Tract	4772
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2012
Census Tract	110104

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	2015394816
Last Transfer Date	Mar 7, 2016
Transfer Doc	0000105384
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8178 CUMBERLAND DR, CYPRESS, CA 90630

Mortgage

Document Number	0000404460
Date	Jun 21, 2021
Instrument	2021000404460

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033346
Date	Jan 30, 2018
Instrument	2018000033346

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618

Mortgage

Document Number	0000005983
Date	Jan 6, 2021
Instrument	2021000005983

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5178 CUMBERLAND DR, CYPRESS, CA 90630-3618
Document Number	0000254565
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5178 CUMBERLAND DR CYPRESS CA 906303618, CYPRESS, CA 90630-3618

Mortgage

Document Number	0000254565
Date	Jun 4, 2020
Instrument	254565

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,716 (+2%) Land $611,606 Building $184,110
2025	$9,089.00 (+17.13%)	$780,114 (+14.46%) Land $599,614 Building $180,500
2023	$7,760.00 (+1.13%)	$681,556 Land $576,330 Building $105,226
2022	$7,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 943 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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