5178 Camden Rd, Baxter, MN 56425 Property Records

Crow Wing County property record for 5178 Camden Rd, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,300 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Nov 2014)
Tax Bill	$4,038 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032190010140009`

Property Details

APN / Parcel Number

Primary APN	`032190010140009`
Alternative APNs	`40020617` `160584`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	1,300 sqft
Basement Area	356 sqft
Finished Basement	708 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	168 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	160584
Street Address	5178 CAMDEN RD
City	BAXTER
State	MN
Zip	56425-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 1
Legal Range	29W
Legal Township	133
Legal Section	02
Legal Subdivision	WHITE SAND NORTH
Legal Block	1
Legal Lot Number	14
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1028
Census Tract	951301

Owner

5178 Camden Rd is owned and occupied by an individual who bought it in November 2014.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5178 CAMDEN RD, BAXTER, MN 56425-8301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Prior Sale	Nov 1, 2014 · Amount on File
Deed Document Number	2014292369
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	5178 CAMDEN RD, BAXTER, MN 56425-8301
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001017883
Date	Dec 5, 2025
Instrument	1017883

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5178 Camden Rd was $4,038 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,038.00 Homeowner's exemption	$358,700 (+3.13%) Land $56,500 Building $302,200	$358,700 (+3.13%) Land $56,500 Building $302,200
2025		$347,800 Land $50,100 Building $297,700	$347,800 Land $50,100 Building $297,700
2023	$3,064.00 Homeowner's exemption	$331,000 Land $54,700 Building $276,300	$331,000 Land $54,700 Building $276,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5178 Camden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5178 Camden Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Baxter serves 9,341 people · EPA ID MN1180027
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CTC.

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