5177 Winchester Pass Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5177 Winchester Pass Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,500 (Dec 2011)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-720-058-00`

Property Details

APN / Parcel Number

Primary APN	`017-720-058-00`

Interior

Flooring	Carpet

Exterior

Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	5177 WINCHESTER PASS RD
City	LAPEER
State	MI
Zip	48446-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINCHESTER HILLS #2 LOT 58. 100 X 200
Legal Subdivision	WINCHESTER HILLS 2
Legal Lot Number	58,100
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1012
Census Tract	342100

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5177 WINCHESTER PASS RD, LAPEER, MI 48446-8037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Feb 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	2533 / 479
Last Transfer Date	Feb 2, 2017
Transfer Doc	0028770200
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Sep 1, 2026
Property Address	5177 WINCHESTER PASS RD, LAPEER, MI 48446-8037
Document Number	3541000531
Book / Page	3541 / 531
Instrument Date	Aug 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 WINCHESTER PASS RD, LAPEER, MI 48446-8037

Mortgage

Document Number	3541000531,
Date	Sep 1, 2026
Book Page	3541/531

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 10, 2017
Property Address	5177 WINCHESTER PASS RD, LAPEER, MI 48446-8037
Document Number	0028770200
Book / Page	002877 / 000200
Instrument Date	Feb 2, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5177 WINCHESTER PASS RD LAPEER MI 484468037, LAPEER, MI 48446-8037

Mortgage

Document Number	28770202
Date	Feb 10, 2017
Book Page	002877/000202

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2027

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (-2.82%)	$172,000 (-2.82%)
2025	$1,110.00 (+5.01%) Homeowner's exemption	$88,500 (+11.88%)	$177,000 (+11.88%)
2024	$1,057.00 (+7.86%)
2023		$79,100	$158,200
2022	$980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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