5177 Pine Crest Rd, Young Harris, GA 30582 Property Records

Towns County property record for 5177 Pine Crest Rd, Young Harris, GA 30582

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,300 sqft · built 1988
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$181,300 (Mar 2014)
Tax Bill	$543 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0013C095`

Property Details

APN / Parcel Number

Primary APN	`0013C095`
Alternative APN	`2356`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,300 sqft Heated Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Finished Basement	1,012 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Area	276 sqft
Porch	Slab
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2356
Street Address	5177 PINE CREST RD
City	YOUNG HARRIS
State	GA
Zip	30582-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINECREST LOT 59
Legal Subdivision	PINECREST
Legal Lot Number	59
Jurisdiction	TOWNS GA
Township / Civil Division	YOUNG HARRIS
Census Block Group	4
Census Block	4019
Census Tract	960100

Owner

Source: Towns County records · APN 0013C095

Assessment roll updated March 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Feb 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	Jun 09, 1989 · Amount on Record
Deed Document Number	2014219
Deed Book / Page	548 / 175
Last Transfer Date	Jan 25, 2016
Transfer Doc	000576/268
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Recording Date	May 12, 2026
Property Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601
Document Number	0000000761/0000000607
Book / Page	761 / 607
Instrument Date	May 05, 2026
Instrument	202610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601

Mortgage

Document Number	0000000010,
Date	May 12, 2026
Book Page	761/607
Instrument	202610

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601

Mortgage

Document Number	0000000667/0000000078
Date	Feb 05, 2021
Book Page	0000000667/0000000078

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601

Mortgage

Document Number	0000000718/0000000482
Date	Aug 30, 2023
Book Page	0000000718/0000000482

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 PINE CREST RD, YOUNG HARRIS, GA 30582-2601

Mortgage

Document Number	0000000626/0000000416
Date	Mar 28, 2019
Book Page	0000000626/0000000416

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Towns County records · Assessment roll updated March 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$543.00 (-61.19%)	$130,390 (+18.65%) Land $22,500 Building $107,890	$325,976 (+18.65%) Land $56,250 Building $269,726
2023		$109,891 (+8.58%) Land $22,500 Building $87,391	$274,728 (+8.58%) Land $56,250 Building $218,478
2022	$1,399.00 Homeowner's exemption	$101,206 Land $20,000 Building $81,206	$253,016 Land $50,000 Building $203,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Towns County (13281C), as of June 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132819601004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Cable · DSL in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain Electric Membership.

Based on FCC filings for 82 locations within half a mile of this property.

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