Crawford County property record for 5176 S Stephan Bridge Rd, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,684 sqft · built 1969 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2003) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-40-031-01-040-00 |
| Primary APN | 040-40-031-01-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,684 sqft Living Area |
| 1st Floor Area | 2,684 sqft |
| Basement Area | 2,040 sqft |
| Unfinished Basement | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Modular |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,584 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5176 S STEPHAN BRIDGE RD |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-F |
| Legal Description | PARCEL-2 COMM AT THE NE COR OF SEC 31 T26N R2W, TH S00D 06'44W 657.60 FT FOR A POB, TH CONT S00D 06'44W 400 FT, TH S89D 55'14 |
| Legal Range | 02W |
| Legal Township | 26N |
| Legal Section | 31 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960300 |
5176 S Stephan Bridge Rd is owned and occupied by an individual who acquired it in December 2021.
Source: Crawford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5176 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 18, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on File |
| Deed Sale | Jun 20, 2003 · Amount on File |
| Prior Sale | Dec 16, 1999 · Amount on File |
| Deed Book / Page | 641 / 611 |
| Last Transfer Date | Dec 10, 2021 |
| Transfer Doc | 000770/800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Dec 10, 2021 |
| Property Address | 5176 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9425 |
| Document Number | 000770/800 |
| Book / Page | 770 / 800 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5176 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 5176 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5176 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9425 |
| Document Number | 0000000749/0000000017 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 0000000749/0000000017 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 5176 S Stephan Bridge Rd was $1,684 with a homeowner's exemption.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| County Subdivision | Grayling Charter Township |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (+13.5%) Land $9,000 Building $176,000 | $370,000 (+13.5%) Land $18,000 Building $352,000 | |
| 2025 | $1,684.00 Homeowner's exemption | $163,000 Land $9,000 Building $154,000 | $326,000 Land $18,000 Building $308,000 |
| 2023 | $132,500 Land $9,000 Building $123,500 | $265,000 Land $18,000 Building $247,000 | |
| 2022 | $1,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5176 S Stephan Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5176 S Stephan Bridge Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 99.6% of Michigan |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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