San Diego County property record for 5175 Wisteria Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,660 sqft · built 1998 |
| Lot Size | 0.199 acres (8,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,265,000 (Sep 2023) |
| Tax Bill | $14,626 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-572-08-00 |
| Primary APN | 169-572-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,660 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,688 sqft (0.199 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5175 WISTERIA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-7270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 23 TR 012802 |
| Legal Subdivision | SOUTH RIDGE TRAILS |
| Legal Tract | 012802 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 19808 |
5175 Wisteria Dr is owned and occupied by two individuals who bought it in September 2023.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5175 WISTERIA DR, OCEANSIDE, CA 92056-7270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 5, 2023 | Grant Deed, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Prior Sale | Dec 24, 1997 · Amount on File |
| Deed Document Number | 2023240449 |
| Prior Transfer Date | Mar 25, 2014 |
| Prior Transfer Doc | 0000131298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5175 WISTERIA DR, OCEANSIDE, CA 92056-7270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5175 WISTERIA DR, OCEANSIDE, CA 92056-7270 |
| Document Number | 0000037585 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026-0037585 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 5, 2023 |
| Property Address | 5175 WISTERIA DR, OCEANSIDE, CA 92056-7270 |
| Document Number | 0000240449 |
| Map Reference | MAP 12802 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023-0240449 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5175 WISTERIA DR, OCEANSIDE, CA 92056-7270 |
| Document Number | 0000240450 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023-0240450 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
The 2025 property tax bill for 5175 Wisteria Dr was $14,626.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,316,106 (+2%) Land $1,040,400 Building $275,706 | |
| 2025 | $14,626.00 | $1,290,300 Land $1,020,000 Building $270,300 |
| 2023 | $4,751.00 (+0.27%) Homeowner's exemption | $441,812 Land $99,746 Building $342,066 |
| 2022 | $4,738.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5175 Wisteria Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5175 Wisteria Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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