5175 Heritage Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5175 Heritage Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,003 sqft · built 2001
Lot Size	0.246 acres (10,726 sqft)
Owner	2 Individual Names on File
Last Sale	$1,247,000 (Mar 2020)
Tax Bill	$16,051 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-020-080`

Property Details

APN / Parcel Number

Primary APN	`117-020-080`
Alternative APN	`117-020-080-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,003 sqft Living Area
1st Floor Area	1,964 sqft
2nd Floor Area	2,039 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Lot Area	10,726 sqft (0.246 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5175 HERITAGE DR
City	CONCORD
State	CA
Zip	94521-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8418 L5
Legal Subdivision	SUBDIVISION 8418
Legal Tract	8418
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	333102

Owner

5175 Heritage Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5175 HERITAGE DR, CONCORD, CA 94521-3179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 20, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Jul 28, 2016 · Amount on File
Deed Document Number	202054871
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5175 HERITAGE DR, CONCORD, CA 94521-3179
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 HERITAGE DR, CONCORD, CA 94521-3179

Mortgage

Document Number	0000172228
Date	Nov 10, 2022
Instrument	2022-172228

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 14, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2020
Property Address	5175 HERITAGE DR, CONCORD, CA 94521-3179
Document Number	0000054871
Map Reference	MB 430 PG 7
Instrument Date	Mar 19, 2020
Instrument	2020-054871
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5175 HERITAGE DR, CONCORD, CA 94521-3179

Mortgage

Document Number	0000054872
Date	Mar 20, 2020
Instrument	2020-054872

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Mortgage

Document Number	0000054873
Date	Mar 20, 2020
Instrument	2020-054873

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5175 Heritage Dr was $16,051.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,390,822 (+2%) Land $446,205 Building $944,617
2025	$16,051.00	$1,363,552 Land $437,456 Building $926,096
2023	$15,405.00 (+1.1%)	$1,310,606 Land $420,470 Building $890,136
2022	$15,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5175 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5175 Heritage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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