5174 D Ave, Marcus, IA 51035 Property Records

Cherokee County property record for 5174 D Ave, Marcus, IA 51035

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,344 sqft · built 1976
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on Record
Tax Bill	$1,626 (2024)
Deeds & Mortgages	May 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0521400011`

Property Details

APN / Parcel Number

Primary APN	`0521400011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	575 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	5174 D AVE
City	MARCUS
State	IA
Zip	51035-7022
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR E1/2 SE; BEGIN SE COR SE W309' N1175.17' TO POB N425' E309.13' S425' W309' TO POB 1580C-1
Legal Range	42
Legal Township	92
Legal Section	21
Legal Block	400
Legal Lot Number	42
Jurisdiction	CHEROKEE IA
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2004
Census Tract	80300

Owner

Source: Cherokee County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5174 D AVE # 135, 135, MARCUS, IA 51035-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Apr 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2015
Deed Sale	Jul 9, 2015
Deed Document Number	0020151372
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	5174 D AVE, MARCUS, IA 51035-7022
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/1030
Date	May 24, 2018
Book Page	2018/1030
Instrument	2018 1030

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	MARCUS, IA 51035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	211 Months
Due	Dec 27, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	5174 D AVE, MARCUS, IA 51035-7022
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2648
Date	Dec 23, 2020
Book Page	2020/2648
Instrument	2020 2648

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	5174 D AVE, MARCUS, IA 51035-7022
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5174 D AVE, MARCUS, IA 51035-7022

Mortgage

Document Number	002022/780
Date	Apr 11, 2022
Book Page	2022/780
Instrument	2022 0780

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Jun 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.52%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,540 (+7.79%) Land $3,670 Building $187,870	$191,540 (+7.79%) Land $3,670 Building $187,870
2024	$1,626.00 (+13.71%)
2023		$177,700 (+43.38%) Land $2,910 Building $174,790	$177,700 (+43.38%) Land $2,910 Building $174,790
2022	$1,430.00 Homeowner's exemption	$123,940 Land $2,350 Building $121,590
2021			$123,940 Land $2,350 Building $121,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

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