5172 Sassari Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5172 Sassari Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual on Record
Last Sale	$280,442 (Oct 2017)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202531505100010840`

Property Details

APN / Parcel Number

Primary APN	`202531505100010840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,214 sqft Heated Area
Gross Area	2,984 sqft
1st Floor Area	2,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	300 sqft
Porch	Open Porch
Porch Area	263 sqft
Deck Area	377 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5172 SASSARI AVE
City	SAINT CLOUD
State	FL
Zip	34771-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD ESTATES PB 24 PGS 143-148 LOT 84
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	STONEWOOD ESTATES
Legal Tract	5051
Legal Lot Number	84
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3071
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 4, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	2017141812
Deed Book / Page	5218 / 0996
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116

Mortgage

Document Number	0059200101
Date	Mar 25, 2021
Book Page	5920/101
Instrument	2021044430

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116

Mortgage

Document Number	0063581278
Date	Feb 15, 2023
Book Page	6358/1278
Instrument	2023018432

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116

Mortgage

Document Number	0067592504
Date	Mar 25, 2025
Book Page	6759/2504
Instrument	2025037322

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Document Number	0054231642
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5172 SASSARI AVE ST CLOUD FL 347719116, ST CLOUD, FL 34771-9116

Mortgage

Document Number	0054231642
Date	Oct 26, 2018
Book Page	005423/001642
Instrument	159945

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PW 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2038

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2017
Property Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116
Document Number	0052180996
Book / Page	5218 / 0996
Map Reference	MB24 PG143-148
Instrument Date	Sep 29, 2017
Instrument	2017141812
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4776 NEW BROAD ST STE 250, 4776, ORLANDO, FL 32814-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5172 SASSARI AVE, SAINT CLOUD, FL 34771-9116

Mortgage

Document Number	0052180998
Date	Oct 4, 2017
Instrument	5218/0998

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 (+7.79%) Homeowner's exemption Disabled Person's exemption	$250,144 (+5.99%)	$409,700 (+4.92%) Land $70,000 Building $339,700
2023	$3,287.00 (+2.4%) Homeowner's exemption Disabled Person's exemption	$236,015 (+3%)	$390,500 (+24.01%) Land $60,000 Building $330,500
2022	$3,210.00 Homeowner's exemption Disabled Person's exemption	$229,141	$314,900 Land $50,000 Building $264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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