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5172 Caspian St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5172 Caspian St, Saint Cloud, FL 34771

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,825 sqft · built 2017
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$245,600 (Aug 2017)
Tax Bill$3,037 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN082531373200010040

Property Details

APN / Parcel Number

Primary APN082531373200010040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,825 sqft Heated Area
Gross Area2,289 sqft
1st Floor Area913 sqft
Upper Floors Area912 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeDetached - Finished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area44 sqft
Patio Area244 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5172 CASPIAN ST
CitySAINT CLOUD
StateFL
Zip34771-7817
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 4
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE TWNHMS
Legal Phase1
Legal Tract3732
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5172 CASPIAN ST, SAINT CLOUD, FL 34771-7817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2017 · Amount on Record
Deed SaleAug 17, 2017 · Amount on Record
Deed Document Number2017119514
Deed Book / Page5196 / 0377
Record UpdatedJun 8, 2026

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2017
Property Address5172 CASPIAN ST, SAINT CLOUD, FL 34771-7817
Document Number0051960377
Book / Page5196 / 0377
Map ReferenceMB23 PG135-141
Instrument DateAug 16, 2017
Instrument2017119514
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,719.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5172 CASPIAN ST, SAINT CLOUD, FL 34771-7817

Mortgage

Document Number0051960379
DateAug 17, 2017
Instrument5196/0379
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,037.00 (+8.08%) Homeowner's exemption$208,668 (+5.99%)$305,800 (-5.53%) Land $45,000 Building $260,800
2023$2,810.00 (+4.62%) Homeowner's exemption$196,882 (+3%)$323,700 (+19.8%) Land $14,900 Building $308,800
2022$2,686.00 Homeowner's exemption$191,148$270,200 Land $14,900 Building $255,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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