Kendall County property record for 5171 Reservation Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,775 sqft · built 2020 |
| Lot Size | 6.16 acres (268,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Feb 2020) |
| Tax Bill | $16,134 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-31-426-001 |
| Primary APN | 03-31-426-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,775 sqft Living Area |
| Gross Area | 4,155 sqft |
| 1st Floor Area | 2,775 sqft |
| Basement Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 268,765 sqft |
| Garage Type | Attached |
| Garage Area | 1,380 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5171 RESERVATION RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 31-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 31 |
| Legal Subdivision | TOWNSHIP |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 890108 |
5171 Reservation Rd is owned and occupied by two individuals who bought it in February 2020.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5171 RESERVATION RD, OSWEGO, IL 60543-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Dec 27, 2013 · Amount on File |
| Deed Document Number | 20202978 |
| Prior Transfer Date | Dec 15, 2002 |
| Prior Transfer Doc | 0000012996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 5171 RESERVATION RD, OSWEGO, IL 60543-9506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5171 RESERVATION RD, OSWEGO, IL 60543-9506 |
| Document Number | 0000010480 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 202300010480 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TINLEY PARK, IL 60477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 5171 RESERVATION RD, OSWEGO, IL 60543-9506 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | WHEATLAND TITLE, WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000010731 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 202100010731 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 5171 RESERVATION RD, OSWEGO, IL 60543-9506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000009464 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 202000009464 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239,207 Land $72,189 Building $167,018 | $717,621 Land $216,567 Building $501,054 | |
| 2024 | $16,134.00 | ||
| 2022 | $170,525 Land $51,462 Building $119,063 | $511,575 Land $154,386 Building $357,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5171 Reservation Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5171 Reservation Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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