5171 Pea Rdg Rd, Waddy, KY 40076 Property Records

Shelby County property record for 5171 Pea Rdg Rd, Waddy, KY 40076

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size5.21 acres (227,383 sqft)
Owner2 Individual Names on Record
Tax Bill$3,160 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN084-00-012Q

Property Details

APN / Parcel Number

Primary APN084-00-012Q
Alternative APN
  • 0034469

Exterior

Lot Area227,383 sqft (5.21 acres)

Location & Zoning

Account Number0034469
Street Address5171 PEA RIDGE RD
CityWADDY
StateKY
Zip40076-6146
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeRESIDENTIAL
Legal DescriptionFOREST & CATHERINE ROBINSON SEC II TR 17
Legal SubdivisionFOREST CATHERINE ROBIN
Legal Tract17
Legal BlockII
JurisdictionSHELBY KY
Township / Civil DivisionHARRISONVILLE
Census Block Group1
Census Block1008
Census Tract40101

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5171 PEA RIDGE RD, WADDY, KY 40076-6146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address5171 PEA RIDGE RD, WADDY, KY 40076-6146
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1239/78
DateAug 20, 2021
Book PageM1239/78
Instrument476164
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
AddressSHELBYVILLE, KY 40065
Agreement
TypeLine of Credit
AmountAmount Recorded
Term105 Months
DueMay 21, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,160.00 (+9.38%)$277,000 (+12.15%)
2023$2,889.00$247,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUS 60 WATER DISTRICT
serves 7,892 people · EPA ID KY1060436
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bluegrass Fiber
Fixed Wireless
50 / 10
All Points Broadband
Fixed Wireless
10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pea Rdg Rd

Nearby Streets

Search Property Records by Address or Parcel Number