5170 Sugar Maple Rd, Phelps, WI 54554 Property Records

Vilas County property record for 5170 Sugar Maple Rd, Phelps, WI 54554

Property Summary

Property Type	Single Family Home
Lot Size	3.49 acres (152,024 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Dec 2020)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1323`

Property Details

APN / Parcel Number

Primary APN	`18-1323`
Alternative APN	`1 GL 1-4`

Exterior

Lot Area	152,024 sqft (3.49 acres)

Location & Zoning

Street Address	5170 SUGAR MAPLE RD
City	PHELPS
State	WI
Zip	54554-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT GOVT LOT
Jurisdiction	VILAS WI
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N4728 11TH DR, MONTELLO, WI 53949-8010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage INCREDIBLEBANK
Apr 24, 2024	Deed of Trust, Mortgage · Construction Mortgage INCREDIBLEBANK
Dec 9, 2020	Deed, Transfer · Line of Credit GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	578016
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	5170 SUGAR MAPLE RD, PHELPS, WI 54554-9547
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N4728 11TH DR, MONTELLO, WI 53949-8010

Mortgage

Document Number	0000617724
Date	Aug 13, 2025
Instrument	617724

Lender

Name	INCREDIBLEBANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	5170 SUGAR MAPLE RD, PHELPS, WI 54554-9547
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 N 11TH DRIVE, MONTELLO, WI 53949

Mortgage

Document Number	0000607906
Date	Apr 24, 2024
Instrument	607906

Lender

Name	INCREDIBLEBANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2035
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	13.5%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	VILAS WI
Recording Date	Dec 9, 2020
Property Address	5170 SUGAR MAPLE RD, PHELPS, WI 54554-9547
Document Number	0000578016
Instrument Date	Dec 1, 2020
Instrument	578016
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	VILAS TITLE SERVICE INC, VILAS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000578017
Date	Dec 9, 2020
Instrument	578017

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Phelps Town
Unified School District	Phelps School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,526.00 (+214.18%)	$227,600 (+191.42%) Land $81,600 Building $146,000
2023	$804.00	$78,100 Land $78,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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