517 Wisteria Ave, Umatilla, FL 32784 Property Records

Lake County property record for 517 Wisteria Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1983
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2021)
Tax Bill	$3,736 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0600-021-00100`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0600-021-00100`
Alternative APN	`2595248`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2595248
Street Address	517 WISTERIA AVE
City	UMATILLA
State	FL
Zip	32784-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA NORTH UMATILLA LOTS 1 2 BLK 21 PB 6 PGS 35-37 ORB 5788 PG 2317
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	NORTH UMATILLA
Legal Tract	600
Legal Block	21
Legal Lot Number	1-2 2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1031
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	517 WISTERIA AVE, UMATILLA, FL 32784-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jul 7, 2004 · Amount on Record
Deed Document Number	2021123300
Deed Book / Page	5788 / 2317
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 8, 2021
Property Address	517 WISTERIA AVE, UMATILLA, FL 32784-8188
Document Number	0057882317
Book / Page	5788 / 2317
Map Reference	MB 6 PG 35-37
Instrument Date	Sep 2, 2021
Instrument	2021123300
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16040 LONELY LN, UMATILLA, FL 32784-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 WISTERIA AVE, UMATILLA, FL 32784-8188

Mortgage

Document Number	0057882319
Date	Sep 8, 2021
Instrument	5788/2319

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,058 (+22.54%) Land $87,500 Building $125,558	$213,058 (+22.54%) Land $87,500 Building $125,558
2024	$3,736.00 (+3.12%)
2023	$3,623.00 (+8.21%)	$173,866 (+8.76%)	$173,866 (+8.76%) Land $52,500 Building $121,366
2022	$3,348.00	$159,866	$159,866 Land $38,500 Building $121,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20