517 Whispering Pines Blvd, Inverness, FL 34453 Property Records

Citrus County property record for 517 Whispering Pines Blvd, Inverness, FL 34453

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,071 sqft · built 1989
Lot Size	0.063 acres (2,750 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2026)
Tax Bill	$472 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-12-0050-00020-0020`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-12-0050-00020-0020`
Alternative APNs	`1219S19E0050000200020` `2604310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,071 sqft Living Area
Gross Area	1,594 sqft
1st Floor Area	1,071 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,750 sqft (0.063 acres)
Lot Dimensions	110 ft deep x 25 ft wide
View / Lot	Townhouse
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	266 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2604310
Street Address	517 WHISPERING PINES BLVD
City	INVERNESS
State	FL
Zip	34453-3387
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ULD
Legal Description	WHISPERING PINES VILLAS PHASE TWO MAP 478B LOT 2 BLK 2 DESC IN OR BK 840 PG 2076
Legal Range	19E
Legal Township	19S
Legal Section	12
Legal Subdivision	WHISPERING PINES VILLAS PH 2
Legal Phase	2
Legal Block	2
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2010
Census Tract	450706

Owner

517 Whispering Pines Blvd, a condominium, is owned by two individuals who bought it in September 2026.

Source: Citrus County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4000 E DELIGHT ST, HERNANDO, FL 34442-2512
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CREDIT UNION
May 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Jan 1, 1990 · Amount on File
Deed Document Number	202654279
Deed Book / Page	3705 / 1593
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	0030602418
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 10, 2026
Property Address	517 WHISPERING PINES BLVD, INVERNESS, FL 34453-3387
Document Number	0000054279
Book / Page	3705 / 1593
Instrument Date	Aug 26, 2026
Instrument	202654279
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E DELIGHT ST, HERNANDO, FL 34442-2512

Mortgage

Document Number	0000054280,
Date	Sep 10, 2026
Instrument	202654280

Lender

Name	FLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	May 19, 2020
Property Address	517 WHISPERING PINES BLVD, INVERNESS, FL 34453-3387
Document Number	0030602418
Book / Page	003060 / 002418
Instrument Date	Mar 26, 2020
Instrument	25533
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	517 WHISPERING PINES BLVD INVERNESS FL 344533387, INVERNESS, FL 34453-3387

Tax Assessment & Valuation

The 2025 property tax bill for 517 Whispering Pines Blvd was $472, up 1.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Municipality	Inverness City
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$472.00 (+1.51%)	$56,779 (-60.04%)	$135,452 (-4.66%) Land $12,500 Building $122,952
2024	$465.00 (+0.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$142,072 (+11.59%) Land $10,000 Building $132,072	$142,072 (+11.59%) Land $10,000 Building $132,072
2023	$462.00 (-14.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$127,318 (+11.63%) Land $10,000 Building $117,318	$127,318 (+11.63%) Land $10,000 Building $117,318
2022	$540.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$114,052 Land $10,000 Building $104,052	$114,052 Land $10,000 Building $104,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 517 Whispering Pines Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Whispering Pines Blvd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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