St. Clair County property record for 517 Wadhams Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,451 sqft |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Mar 2021) |
| Tax Bill | $4,750 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-010-1013-000 |
| Primary APN | 74-30-010-1013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 1,451 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 517 ft deep x 252 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 517 WADHAMS RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | S 252.43' OF N 504.86' OF W 517.71' OF NW 1/4 3 A T5NR16E SEC 10 |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 01 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 640600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 WADHAMS RD, SAINT CLAIR, MI 48079-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on Record |
| Deed Sale | Mar 8, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2006 · Amount on Record |
| Deed Document Number | 20216789 |
| Deed Book / Page | 5331 / 264 |
| Last Transfer Date | Jul 18, 2026 |
| Transfer Doc | 0000014593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 20, 2026 |
| Property Address | 517 WADHAMS RD, SAINT CLAIR, MI 48079-1809 |
| Document Number | 0000014593 |
| Book / Page | 5945 / 441 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202614593 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 517 WADHAMS RD, SAINT CLAIR, MI 48079-1809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 8, 2021 |
| Property Address | 517 WADHAMS RD, SAINT CLAIR, MI 48079-1809 |
| Document Number | 0005331264 |
| Book / Page | 5331 / 264 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021006789 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 WADHAMS RD, SAINT CLAIR, MI 48079-1809 |
| Document Number | 0005325299 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 5325/299 |
| Instrument | 2021005552 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,000 (+4.26%) | $328,000 (+4.26%) | |
| 2025 | $4,750.00 (+3.26%) Homeowner's exemption | $157,300 (+7.59%) | |
| 2024 | $4,600.00 (+11.81%) | $314,600 (+7.59%) | |
| 2023 | $146,200 | ||
| 2022 | $4,114.00 | $292,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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