Greene County property record for 517 Summit St, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 666 sqft · built 1900 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,300 (Jan 2018) |
| Tax Bill | $851 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0002-0014.0-0290.00 |
| Primary APN | M40-0002-0014.0-0290.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 666 sqft Living Area |
| 1st Floor Area | 666 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,926 sqft (0.159 acres) |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 517 SUMMIT ST |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-5640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2243 0.159AC SUMMIT ST |
| Legal Subdivision | DEAN PLAT |
| Legal Lot Number | 9,10 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 240700 |
517 Summit St is owned and occupied by an individual who bought it in January 2018.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 SUMMIT ST, XENIA, OH 45385-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on File |
| Deed Sale | Jan 30, 2018 · Amount on File |
| Deed Document Number | 20181536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 517 SUMMIT ST, XENIA, OH 45385-5640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003877 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022003877 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 517 Summit St was $851, down 4.5% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $851.00 (-4.49%) | $20,830 (-) Land $4,800 Building $16,030 | |
| 2024 | $891.00 (-1.76%) | $20,830 (-) Land $4,800 Building $16,030 | |
| 2023 | $907.00 (+12.53%) | $20,830 (+31.25%) Land $4,800 Building $16,030 | $59,520 Land $13,710 Building $45,810 |
| 2022 | $806.00 | $15,870 Land $3,840 Building $12,030 | |
| 2020 | $45,350 Land $10,970 Building $34,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 517 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 517 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA CITY PWS serves 29,000 people · EPA ID OH2902812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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