517 State St, Sterling, CO 80751 Property Records

Logan County property record for 517 State St, Sterling, CO 80751

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1905
Lot Size0.218 acres (9,496 sqft)
OwnerIndividual Name on File
Tax Bill$428 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jan 2026 Line of Credit
Flood ZoneZone AH (high risk)
APN38052529333005

Property Details

APN / Parcel Number

Primary APN38052529333005
Alternative APN
  • 3428000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Heated Area
1st Floor Area1,296 sqft
Basement Area580 sqft
Finished Basement426 sqft
Unfinished Basement154 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1929
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,496 sqft (0.218 acres)
Lot Dimensions190 ft deep x 50 ft wide
Garage TypeDetached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area126 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Old Parcel Number3428000
Street Address517 STATE ST
CitySTERLING
StateCO
Zip80751-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 5 PACKARDS ADDN STERLING
Legal Range52W
Legal Township08N
Legal Section29
Legal SubdivisionPACKARDS
Legal Block5
Legal Lot Number5
JurisdictionLOGAN CO
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2070
Census Tract966102

Owner

517 State St is owned and occupied by an individual.

Source: Logan County records, as of May 14, 2026

Owner of RecordIndividual Name on File
Mailing Address517 STATE ST, STERLING, CO 80751-3043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Line of Credit
CANVAS CU
Jan 15, 2026Deed of Trust, Mortgage · Line of Credit
BMO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOGAN CO
Property Address517 STATE ST, STERLING, CO 80751-3043
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000763359
DateSep 20, 2022
Book Page1051/549
Instrument763359
Lender
NameCANVAS CU
TypeCredit Union
AddressBROADVIEW, IL 60155
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOGAN CO
Property Address517 STATE ST, STERLING, CO 80751-3043
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 STATE ST, STERLING, CO 80751-3043

Mortgage

Document Number0000778528
DateJan 15, 2026
Book Page1066/734
Instrument778528
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 13, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 517 State St was $428.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLogan County
MunicipalitySterling City
Unified School DistrictValley School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$428.00$10,216$163,464 Land $23,750 Building $139,714
2023$196.00 (-69.47%)$112,180 (+1,338.21%) Land $19,000 Building $93,180$112,180 (-) Land $19,000 Building $93,180
2022$642.00$7,800 Land $1,320 Building $6,480$112,180 Land $19,000 Building $93,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 State St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimJun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING
serves 15,100 people · EPA ID CO0138045
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Kentec Communications
Fiber
1,000 / 1,000
ElektraFi
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Vistabeam.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number