517 S 1045 W, Orem, UT 84058 Property Records

Utah County property record for 517 S 1045 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,655 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$290,100 (Jun 2018)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-175-0004`

Property Details

APN / Parcel Number

Primary APN	`49-175-0004`
Alternative APN	`073417`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,225 sqft
Basement Area	546 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	073417
Street Address	517 S 1045 W
City	OREM
State	UT
Zip	84058-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT A, PHEASANT RIDGE SUB. AREA . 20 ACRE.
Legal Subdivision	RIDGE
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	517 S 1045 W, OREM, UT 84058-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Jul 27, 2020	Deed of Trust, Mortgage VERITAS FNDG
Jul 27, 2020	Deed of Trust, Mortgage VERITAS FNDG
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage VERTIAS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	May 16, 2012
Deed Document Number	201858579
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 28, 2021
Property Address	517 S 1045 W, OREM, UT 84058-4915
Document Number	0000183440
Instrument Date	Aug 25, 2021
Instrument	183440:2021
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	843 N 75 E, OREM, UT 84057-3245

Mortgage

Document Number	0000183164
Date	Oct 28, 2021
Instrument	183164:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	517 S 1045 W, OREM, UT 84058-4915
Document Number	0000111182
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 S 1045 W OREM UT 840584915, OREM, UT 84058-4915

Mortgage

Document Number	0000111182
Date	Jul 31, 2020
Instrument	111182

Lender

Name	VERITAS FNDG
Type	Funding / Finance Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	517 S 1045 W, OREM, UT 84058-4915
Document Number	0000011118
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 S 1045 W OREM UT 840584915, OREM, UT 84058-4915

Mortgage

Document Number	0000011118
Date	Jul 31, 2020
Instrument	11118

Lender

Name	VERITAS FNDG
Type	Funding / Finance Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 22, 2018
Property Address	517 S 1045 W, OREM, UT 84058-4915
Document Number	0000058579
Instrument Date	Jun 21, 2018
Instrument	058579:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UNITED WEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 S 1045 W, OREM, UT 84058-4915

Mortgage

Document Number	0000058593
Date	Jun 22, 2018
Instrument	058593:2018

Lender

Name	VERTIAS FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,505 (-44.12%)	$519,100 (+1.61%) Land $219,000 Building $300,100
2025	$2,238.00 (+0.04%)	$510,900 (+92.8%) Land $219,000 Building $291,900	$510,900 (+6.04%) Land $219,000 Building $291,900
2024	$2,237.00 (+10.96%)
2023	$2,016.00 (+2.54%)	$264,990	$481,800 Land $208,600 Building $273,200
2022	$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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