517 Raton Ave, La Junta, CO 81050 Property Records

Otero County property record for 517 Raton Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,646 sqft · built 1914
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2026)
Tax Bill	$661 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2019 Mortgage
APN	`4643-023-33013`

Property Details

APN / Parcel Number

Primary APN	`4643-023-33013`
Alternative APN	`107926`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	107926
Street Address	517 RATON AVE
City	LA JUNTA
State	CO
Zip	81050-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 56 LJ B771 P445 B872 P578; #593083 #593126; MS# 3091 BY MIS; RCPTN-535709 BL- LT- SEC- 2 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	02
Legal Subdivision	LJ (B 30-33,40-41,45-52,56-57
Legal Block	56
Legal Lot Number	15,16
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3079
Census Tract	968600

Owner

517 Raton Ave is owned and occupied by an individual who bought it in July 2026.

Source: Otero County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	517 RATON AVE, LA JUNTA, CO 81050-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Special Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Aug 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE COLORADO BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Deed Document Number	2026677901
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jul 13, 2026
Property Address	517 RATON AVE, LA JUNTA, CO 81050-1641
Document Number	0000677901
Instrument Date	Jul 10, 2026
Instrument	2026677901
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 RATON AVE, LA JUNTA, CO 81050-1641

Mortgage

Document Number	0000677902,
Date	Jul 13, 2026
Instrument	2026677902

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	517 RATON AVE, LA JUNTA, CO 81050-1641
Transaction Type	Mortgage
Record Updated	Aug 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	655279
Date	Aug 2, 2019
Instrument	655279

Lender

Name	THE COLORADO BANK & TRUST COMPANY
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	95 Months
Due	Jul 24, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 517 Raton Ave was $661.

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$9,405	$150,477
2023	$622.00 (+42.66%)	$9,351 (+44.53%) Land $263 Building $9,088	$194,560 Land $3,920 Building $190,640
2022	$436.00	$6,470 Land $272 Building $6,198
2021			$93,096 Land $3,920 Building $89,176

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 517 Raton Ave; there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1990–1999)
Most Recent Claim	May 1999 · Flooding 4/30/99
Claims by Event	Flooding 4/30/99, May 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Raton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Viaero Wireless.

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