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517 Phanor Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 517 Phanor Dr, Richmond, CA 94806

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,248 sqft · built 1950
Lot Size0.164 acres (7,125 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Oct 2020)
Tax Bill$9,877 (2025)
Deeds & MortgagesOct 2020 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN408-012-040-7

Property Details

APN / Parcel Number

Primary APN408-012-040-7
Alternative APN
  • 408-012-040

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,248 sqft Living Area
1st Floor Area1,719 sqft
2nd Floor Area1,529 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1980
Lot Area7,125 sqft (0.164 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address517 PHANOR DR
CitySAN PABLO
StateCA
Zip94806-1766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARCHESTER VILLAGE #1 LOT 298
Legal SubdivisionPARCHESTER VILLAGE 01
Legal Lot Number298
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1028
Census Tract392201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address517 PHANOR DR, SAN PABLO, CA 94806-1766
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 6, 2020Grant Deed, Transfer · Conventional Mortgage
DIVINE MTG CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Deed Document Number2020228186
Prior Transfer DateSep 10, 2020
Prior Transfer Doc0000228187
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 6, 2020
Property Address517 PHANOR DR, RICHMOND, CA 94806-1766
Document Number0000228187
Instrument DateSep 10, 2020
Instrument228187
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address517 PHANOR DR RICHMOND CA 948061766, RICHMOND, CA 94806-1766

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 6, 2020
Property Address517 PHANOR DR, RICHMOND, CA 94806-1766
Document Number0000228186
Instrument DateSep 10, 2020
Instrument228186
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address517 PHANOR DR RICHMOND CA 948061766, RICHMOND, CA 94806-1766

Mortgage

Document Number228188
DateOct 6, 2020
Instrument228188
Lender
NameDIVINE MTG CAP
AddressCITY OF INDUSTRY, CA 91748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$618,282 (+2%) Land $309,141 Building $309,141
2025$9,877.00 (+4.5%) Homeowner's exemption$606,160 (+4.04%) Land $303,080 Building $303,080
2023$9,452.00 (+1.41%) Homeowner's exemption$582,624 Land $291,312 Building $291,312
2022$9,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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