Columbus County property record for 517 N Elm St, Chadbourn, NC 28431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,336 sqft · built 1949 |
| Lot Size | 0.6 acres (26,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Nov 2023) |
| Tax Bill | $711 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0251.03-40-9258.000 |
| Primary APN | 0251.03-40-9258.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Total Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Wood |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 26,100 sqft (0.6 acres) |
| Lot Dimensions | 150 ft deep x 174 ft wide |
| Garage Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13-05276 |
|---|---|
| Street Address | 517 N ELM ST |
| City | CHADBOURN |
| State | NC |
| Zip | 28431-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1 & T2 |
| Legal Subdivision | E W MILLER SUBDIVISION |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | CHADBOURN |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 930700 |
517 N Elm St is owned and occupied by two individuals who bought it in November 2023.
Source: Columbus County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Oct 24, 2023 | Intrafamily Transfer, Transfer |
| Jan 29, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on File |
| Deed Sale | Nov 6, 2023 · Amount on File |
| Prior Sale | Oct 15, 1990 · Amount on File |
| Deed Document Number | 20235464 |
| Deed Book / Page | 1332 / 151 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000000383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Nov 6, 2023 |
| Property Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Document Number | 001332/151 |
| Book / Page | 1332 / 151 |
| Map Reference | MB 3 PG 131 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023005464 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 OLD US HIGHWAY 74, CHADBOURN, NC 28431-6907 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Document Number | 0001332154 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 1332/154 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Oct 24, 2023 |
| Property Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Document Number | 001331/206 |
| Book / Page | 1331 / 206 |
| Map Reference | MB 3 PG 131 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023005245 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Jan 29, 2018 |
| Property Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
| Document Number | 01171/0953 |
| Book / Page | 1171 / 0953 |
| Map Reference | MB 3 PG 131 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2018000383 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 N ELM ST, CHADBOURN, NC 28431-1504 |
The 2025 property tax bill for 517 N Elm St was $711.
Source: Columbus County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Municipality | Chadbourn Town |
| Unified School District | Columbus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $711.00 | $72,500 Land $15,900 Building $56,600 |
| 2023 | $711.00 | $72,500 Land $15,900 Building $56,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 517 N Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1987–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 N Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHADBOURN serves 2,370 people · EPA ID NC0424020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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