517 N 39th St, Seattle, WA 98103 Property Records

King County property record for 517 N 39th St, Seattle, WA 98103

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,780 sqft · built 2006
Lot Size	0.026 acres (1,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Feb 2022)
Tax Bill	$9,215 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`197220-0877`

Property Details

APN / Parcel Number

Primary APN	`197220-0877`
Alternative APN	`197220087708`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	540 sqft
2nd Floor Area	540 sqft
Upper Floors Area	520 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	1,123 sqft (0.026 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	197220087708
Street Address	517 N 39TH ST
City	SEATTLE
State	WA
Zip	98103-8507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LR3 (M)
Legal Description	DENNY & HOYTS ADD LOT C SEATTLE SP #3003327 REC #20060403900009 SD SP DAF LOTS 32-33 BLOCK 8 OF SD ADD
Legal Range	04
Legal Township	25
Legal Section	18
Legal Subdivision	DENNY & HOYTS ADD
Legal Block	8
Legal Lot Number	32-33
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2001
Census Tract	4902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chittenden Locks and Lake Washington Ship Canal listed 1978 · 14 contributing resources · NRIS 78002751

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage XUCHU WANG
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 16, 2017	Warranty Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU
Jun 16, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	2022844
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0000000588
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001310
Date	Oct 20, 2021
Instrument	20211020001310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000843
Date	Feb 18, 2022
Instrument	20220218000843

Lender

Name	XUCHU WANG
Type	Private Party
Address	517 N 39TH ST, SEATTLE, WA 98103

Agreement

Type	Stand-Alone First Mortgage

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 18, 2022
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Document Number	0000000844
Map Reference	DOC 20060403900009
Instrument Date	Feb 11, 2022
Instrument	20220218000844
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,863.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 N 39TH ST, SEATTLE, WA 98103-8507

Mortgage

Document Number	0000000845
Date	Feb 18, 2022
Instrument	20220218000845

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001248
Date	Nov 2, 2020
Instrument	20201102001248

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 16, 2017
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Document Number	0000000949
Instrument Date	May 22, 2017
Instrument	20170616000949
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1980 POST OAK BLVD # BLVD6TH, 1980, HOUSTON, TX 77056-3899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 N 39TH ST, SEATTLE, WA 98103-8507

Mortgage

Document Number	0000000950
Date	Jun 16, 2017
Instrument	20170616000950

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 16, 2017
Property Address	517 N 39TH ST, SEATTLE, WA 98103-8507
Document Number	0000000948
Instrument Date	May 21, 2017
Instrument	201706160948
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1980 POST OAK BLVD #6TH HOUSTON TX 770563899, 6TH, HOUSTON, TX 77056-3899
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,215.00 (+12.79%)
2025		$903,000 (+4.88%) Land $256,000 Building $647,000	$903,000 (+4.88%) Land $256,000 Building $647,000
2024	$8,170.00 (+12.07%)	$861,000 (-0.92%) Land $307,000 Building $554,000	$861,000 (-0.92%) Land $307,000 Building $554,000
2022	$7,290.00	$869,000 Land $271,000 Building $598,000	$869,000 Land $271,000 Building $598,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Google Fiber.

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