Middlesex County property record for 517 Mill Wharf Rd, Wake, VA 23176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1900 |
| Lot Size | 8.48 acres (369,389 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Apr 2025) |
| Tax Bill | $790 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 191 |
| Primary APN | 38 191 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,056 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 112 sqft |
| Unfinished Basement | 112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 369,389 sqft (8.48 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7936 |
|---|---|
| Street Address | 517 MILL WHARF RD |
| City | WAKE |
| State | VA |
| Zip | 23176-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | MILL CREEK 8.48 AC D262-595 WB15-10 W24-53 D25-631 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 951100 |
517 Mill Wharf Rd is owned by an individual who bought it in April 2025.
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 SKIPJACK LNDG, SALUDA, VA 23149-2636 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Deed Document Number | 2025631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 517 MILL WHARF RD, WAKE, VA 23176-2200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000879 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 170000879 |
| Name | EVB |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 517 Mill Wharf Rd was $790.
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790.00 | $129,600 (-) Land $71,500 Building $58,100 | $129,600 (-) Land $71,500 Building $58,100 |
| 2025 | $790.00 | $129,600 Land $71,500 Building $58,100 | $129,600 Land $71,500 Building $58,100 |
| 2023 | $790.00 | $129,600 Land $71,500 Building $58,100 | $129,600 Land $71,500 Building $58,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 Mill Wharf Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2003–2006) |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Mill Wharf Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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