517 Mill Wharf Rd, Wake, VA 23176 Property Records

Middlesex County property record for 517 Mill Wharf Rd, Wake, VA 23176

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1900
Lot Size8.48 acres (369,389 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Apr 2025)
Tax Bill$790 (2026)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN38 191

Property Details

APN / Parcel Number

Primary APN38 191
Alternative APN
  • 7936

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,056 sqft
1st Floor Area1,040 sqft
Basement Area112 sqft
Unfinished Basement112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1957
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area369,389 sqft (8.48 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area16 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number7936
Street Address517 MILL WHARF RD
CityWAKE
StateVA
Zip23176-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionMILL CREEK 8.48 AC D262-595 WB15-10 W24-53 D25-631
Legal SubdivisionMILL CREEK
JurisdictionMIDDLESEX VA
Township / Civil DivisionPINE TOP
Census Block Group3
Census Block3019
Census Tract951100

Owner

517 Mill Wharf Rd is owned by an individual who bought it in April 2025.

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9 SKIPJACK LNDG, SALUDA, VA 23149-2636
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Deed Document Number2025631
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX VA
Property Address517 MILL WHARF RD, WAKE, VA 23176-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170000879
DateJun 5, 2017
Instrument170000879
Lender
NameEVB
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 517 Mill Wharf Rd was $790.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$790.00$129,600 (-) Land $71,500 Building $58,100$129,600 (-) Land $71,500 Building $58,100
2025$790.00$129,600 Land $71,500 Building $58,100$129,600 Land $71,500 Building $58,100
2023$790.00$129,600 Land $71,500 Building $58,100$129,600 Land $71,500 Building $58,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Mill Wharf Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims10 (2003–2006)
Most Recent ClaimSep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Mill Wharf Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Wharf Rd

Nearby Streets

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