Kane County property record for 517 Mill St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 1900 |
| Lot Size | 0.171 acres (7,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Aug 2017) |
| Tax Bill | $5,585 (2025) |
| Deeds & Mortgages | May 2021 Transfer Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-177-004 |
| Primary APN | 06-14-177-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 3,132 sqft |
| Basement Area | 1,014 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,445 sqft (0.171 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 517 MILL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A T BEVERLYS ADDN LOT 14 BLOCK 2 |
| Legal Subdivision | A T BEVERLYS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-177-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 MILL ST, ELGIN, IL 60123-5326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Intrafamily Transfer, Transfer |
| Aug 21, 2017 | Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on Record |
| Deed Sale | Aug 21, 2017 · Amount on Record |
| Deed Document Number | 201743642 |
| Last Transfer Date | May 04, 2021 |
| Transfer Doc | 0000040340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 25, 2021 |
| Property Address | 517 MILL ST, ELGIN, IL 60123-5326 |
| Document Number | 0000040340 |
| Instrument Date | May 04, 2021 |
| Instrument | 2021K040340 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 MILL ST, ELGIN, IL 60123-5326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 21, 2017 |
| Property Address | 517 MILL ST, ELGIN, IL 60123-5326 |
| Document Number | 0000043642 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 43642 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 BROOK ST ELGIN IL 601203602, ELGIN, IL 60120-3602 |
| Document Number | 43643 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 43643 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,585.00 (+25.7%) Homeowner's exemption | ||
| 2024 | $74,805 (+30.68%) Land $16,308 Building $58,497 | $224,505 (+30.74%) Land $48,944 Building $175,561 | |
| 2022 | $4,443.00 (+4.81%) Homeowner's exemption | $57,241 (+6.96%) Land $13,434 Building $43,807 | $171,723 (+6.96%) Land $40,302 Building $131,421 |
| 2021 | $4,239.00 Homeowner's exemption | $53,516 Land $12,560 Building $40,956 | $160,548 Land $37,680 Building $122,868 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Opiquad Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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