517 Mildred Ave, Cary, IL 60013 Property Records

McHenry County property record for 517 Mildred Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1944
Lot Size	0.255 acres (11,119 sqft)
Owner	2 Trust Names on File
Last Sale	$493,000 (May 2025)
Tax Bill	$10,506 (2024)
Deeds & Mortgages	Aug 2026 Sale Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-454-003`

Property Details

APN / Parcel Number

Primary APN	`20-18-454-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Lot Area	11,119 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	517 MILDRED AVE
City	CARY
State	IL
Zip	60013-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0007775 LT 22 C R JANDUS FOX RIVER ADDN
Legal Subdivision	JANDUS FOX RIVER ADDN
Legal Block	454
Legal Lot Number	22
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2015
Census Tract	871600

Owner

517 Mildred Ave is owner-occupied and held in a trust since May 2025.

Source: McHenry County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	517 MILDRED AVE, CARY, IL 60013-2923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2020	Loan Modification, Mortgage MIDFIRST BK
Mar 13, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	202513430
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 3, 2026
Property Address	517 MILDRED AVE, CARY, IL 60013-2923
Document Number	0000022155
Instrument Date	Jul 10, 2026
Instrument	202622155
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	517 MILDRED AVE, CARY, IL 60013-2923

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	517 MILDRED AVE, CARY, IL 60013-2923
Document Number	0000033413
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MILDRED AVE CARY IL 600132923, CARY, IL 60013-2923

Mortgage

Document Number	0000033413
Date	Aug 25, 2020
Instrument	33413

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 13, 2018
Property Address	517 MILDRED AVE, CARY, IL 60013-2923
Document Number	0000007775
Map Reference	MB3 PG52
Instrument Date	Mar 9, 2018
Instrument	2018R0007775
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2894 W BEAMWOOD DR, 2894, BEVERLY HILLS, FL 34465-3025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MILDRED AVE, CARY, IL 60013-2923

Mortgage

Document Number	0000007776
Date	Mar 13, 2018
Instrument	2018R0007776

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,506.00	$140,759 Land $29,030 Building $111,729	$422,277 Land $87,090 Building $335,187
2022	Homeowner's exemption	$128,190 Land $26,983 Building $101,207	$384,570 Land $80,949 Building $303,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 517 Mildred Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Mildred Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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