517 Joyce Ann Dr, Manchester (Ballwin), MO 63021 Property Records

St. Louis County property record for 517 Joyce Ann Dr, Manchester, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,557 sqft · built 2022
Lot Size	0.795 acres (34,661 sqft)
Owner	Company Name on File
Tax Bill	$8,311 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23R-3-4-035-7`

Property Details

APN / Parcel Number

Primary APN	`23R-3-4-035-7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,557 sqft Living Area
1st Floor Area	2,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	34,661 sqft (0.795 acres)
Lot Dimensions	222 ft deep x 145 ft wide
Terrain	Above Road/Slope
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	517 JOYCE ANN DR
City	MANCHESTER
State	MO
Zip	63021-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	94R-1
Legal Description	CONNIE LEE ACRES
Legal Subdivision	CONNIE LEE ACRES
Legal Block	2
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1024
Census Tract	217941

Owner

Source: St. Louis County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit SULLIVAN BANK
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage SULLIVAN BANK
Aug 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jan 24, 2023	Correction Deed
Jan 3, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL TRUST BANK
Dec 20, 2019	Warranty Deed, Transfer · Commercial Mortgage ROCKWOOD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2023
Deed Sale	Jan 24, 2023
Prior Sale	Dec 20, 2019
Deed Document Number	2023012400019
Prior Transfer Date	Jan 3, 2023
Prior Transfer Doc	2023010300367
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454
Investor	Possibly a Property Investor

Mortgage

Document Number	0252205733
Date	Nov 15, 2021
Book Page	25220/5733
Instrument	2021111500912

Lender

Name	SULLIVAN BANK
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454
Investor	Possibly a Property Investor

Mortgage

Document Number	2022080100604
Date	Aug 1, 2022
Instrument	2022080100604

Lender

Name	SULLIVAN BANK
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341

Mortgage

Document Number	2024080600365
Date	Aug 6, 2024
Instrument	2024080600365

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2034

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 24, 2023
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Document Number	2023012400019
Map Reference	MB 61 PG 49
Instrument Date	Jan 19, 2023
Instrument	2023012400019
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 3, 2023
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Document Number	2023010300367
Map Reference	MB 61 PG 49
Instrument Date	Dec 27, 2022
Instrument	2023010300367
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341

Mortgage

Document Number	2023010300368
Date	Jan 3, 2023
Instrument	2023010300368

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year T-Bill
Max Rate	6.87%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 20, 2019
Property Address	517 JOYCE ANN DR, MANCHESTER, MO 63021-5341
Document Number	0238444933
Book / Page	23844 / 4933
Map Reference	MB 61 PG 49
Instrument Date	Dec 13, 2019
Instrument	2019122000744
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, BALLWIN, MO 63022-0454

Mortgage

Document Number	2019122000745
Date	Dec 20, 2019
Instrument	2019122000745

Lender

Name	ROCKWOOD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 13, 2020

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Manchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,470 (+35.16%) Land $37,580 Building $116,890	$813,000 (+35.16%) Land $197,800 Building $615,200
2024	$8,311.00 (+5.89%)
2023	$7,849.00 (+200.73%)	$114,290 (+224.96%) Land $28,180 Building $86,110	$601,500 (+224.96%) Land $148,300 Building $453,200
2022	$2,610.00	$35,170 Land $35,170
2021			$185,100 Land $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1980–2024)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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