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517 Elm St, Frederick, MD 21701 Property Records

Frederick County property record for 517 Elm St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details2 ba · 2,130 sqft · built 1915
Lot Size0.066 acres (2,904 sqft)
OwnerIndividual Name on File
Last Sale$310,500 (Dec 2019)
Tax Bill$6,204 (2023)
Deeds & MortgagesFeb 2022 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-082721

Property Details

APN / Parcel Number

Primary APN02-082721
Alternative APNs
  • 2082721
  • 082721

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,130 sqft Total Area
1st Floor Area852 sqft
Attic Area426 sqft

Exterior

Year BuiltBuilt 1915
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialSlate
Lot Area2,904 sqft (0.066 acres)
Lot Dimensions132 ft deep x 22 ft wide
PorchOpen Porch
Porch Area183 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number082721
Old Parcel Number2082721
Street Address517 ELM ST
CityFREDERICK
StateMD
Zip21701-4926
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 22 X 132 517 ELM ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number517
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1017
Census Tract750600

Owner

Source: Frederick County records · APN 02-082721

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address517 ELM ST, FREDERICK, MD 21701-4926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Dec 19, 2019Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2019 · Amount on Record
Deed SaleDec 19, 2019 · Amount on Record
Deed Document Number0013411358
Deed Book / Page13411 / 358
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address517 ELM ST, FREDERICK, MD 21701-4926
Transaction TypeMortgage
Record UpdatedMar 01, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157200322
DateFeb 10, 2022
Book Page15720/322
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2042

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address517 ELM ST, FREDERICK, MD 21701-4926
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCLEAR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 ELM ST, FREDERICK, MD 21701-4926

Mortgage

Document Number0142020121
DateOct 23, 2020
Book Page14202/121
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 19, 2019
Property Address517 ELM ST, FREDERICK, MD 21701-4926
Document Number0134110358
Book / Page13411 / 0358
Map ReferenceLB WIP 13 FO 335
Instrument DateNov 07, 2019
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCOUNSELORS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,552.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address517 ELM ST, FREDERICK, MD 21701-4926

Mortgage

Document Number134110366
DateDec 19, 2019
Instrument13411/0366
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,204.00$368,967$460,700 Land $132,900 Building $327,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Hood College Historic District
listed 2002 · 31 contributing resources · NRIS 02001581
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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