517 Eagle St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 517 Eagle St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1955
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on File
Last Sale	$331,551 (Apr 2026)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Oct 2020 Second Mortgage Apr 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`004-702016-70`

Property Details

APN / Parcel Number

Primary APN	`004-702016-70`
Alternative APNs	`43-11-18-100-474.000-032` `00000005676` `0470201670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000005676
Street Address	517 EAGLE ST
City	WARSAW
State	IN
Zip	46580-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-81-64 PT N 1/2 NE 18-32-6 .25A
Legal Range	6
Legal Township	32
Legal Section	18
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4018
Census Tract	961800

Owner

517 Eagle St is owned and occupied by two individuals who bought it in April 2026.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	517 EAGLE ST, WARSAW, IN 46580-4259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Apr 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
May 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB
Sep 26, 2006	Deed of Trust, Mortgage · Line of Credit MUTUAL FEDERAL SAVINGS BANK
Sep 6, 2005	Deed of Trust, Mortgage · Line of Credit MUTUAL FSB
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Deed Document Number	202640143
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 EAGLE ST, WARSAW, IN 46580-4259

Mortgage

Document Number	2020100123
Date	Oct 2, 2020
Instrument	2020100123

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019040133
Date	Apr 3, 2019
Instrument	2019040133

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2034

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011050601
Date	May 19, 2011
Instrument	2011050601

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2031

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600013368
Date	Sep 26, 2006
Instrument	200600013368

Lender

Name	MUTUAL FEDERAL SAVINGS BANK
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2016

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500013280
Date	Sep 6, 2005
Instrument	200500013280

Lender

Name	MUTUAL FSB
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 31, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 6, 2026
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Document Number	0000040143
Instrument Date	Mar 31, 2026
Instrument	202640143
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 EAGLE ST, WARSAW, IN 46580-4259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040144,
Date	Apr 6, 2026
Instrument	202640144

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 6, 2026
Property Address	517 EAGLE ST, WARSAW, IN 46580-4259
Document Number	2026040143
Instrument Date	Mar 31, 2026
Instrument	202640143
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 EAGLE ST, WARSAW, IN 46580-4259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040144,
Date	Apr 6, 2026
Instrument	202640144

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 517 Eagle St was $1,587 with a homeowner's exemption, down 1.7% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00 (-1.67%) Homeowner's exemption	$171,400 Land $32,700 Building $138,700	$171,400 Land $32,700 Building $138,700
2024	$1,614.00
2023		$128,200 (+11.28%) Land $24,600 Building $103,600	$128,200 (+11.28%) Land $24,600 Building $103,600
2022	$1,132.00	$115,200 Land $20,600 Building $94,600	$115,200 Land $20,600 Building $94,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 517 Eagle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Eagle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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