517 E Willard St, Wataga, IL 61488 Property Records

Knox County property record for 517 E Willard St, Wataga, IL 61488

Property Summary

Property Type	Single Family Home
Details	888 sqft · built 1933
Lot Size	0.377 acres (16,460 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-429-009`

Property Details

APN / Parcel Number

Primary APN	`06-16-429-009`

Interior

Stories	2 Stories
Building Area	888 sqft Base Area
1st Floor Area	888 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,460 sqft (0.377 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	517 E WILLARD ST
City	WATAGA
State	IL
Zip	61488-9308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POST ADDN S 134.06' OF E 30.22' LOT 8 & ALL LOT 9 BLK 5 VILLAGE OF WATAGA
Legal Subdivision	POST ADDN
Legal Block	5
Legal Lot Number	8,9
Jurisdiction	KNOX IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3037
Census Tract	200

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 E WILLARD ST, WATAGA, IL 61488-9308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 22, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2004
Deed Sale	Mar 23, 2004
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KNOX IL
Recording Date	Feb 12, 2026
Property Address	517 E WILLARD ST, WATAGA, IL 61488-9308
Document Number	0001104030
Instrument Date	Feb 7, 2026
Instrument	1104030
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E WILLARD ST, WATAGA, IL 61488-9308

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	517 E WILLARD ST, WATAGA, IL 61488-9308
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001075554
Date	Nov 1, 2021
Instrument	1075554

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	517 E WILLARD ST, WATAGA, IL 61488-9308
Document Number	0001058424
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 E WILLARD ST WATAGA IL 614889308, WATAGA, IL 61488-9308

Mortgage

Document Number	0001058424
Date	Sep 27, 2019
Instrument	1058424

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	517 E WILLARD ST, WATAGA, IL 61488-9308
Document Number	0001049474
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 E WILLARD ST WATAGA IL 614889308, WATAGA, IL 61488-9308

Mortgage

Document Number	0001049474
Date	Jul 5, 2018
Instrument	1049474

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Sparta Township
Municipality	Wataga Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (+3.63%)	$35,420 (+3.63%) Land $4,110 Building $31,310	$106,260 (+3.63%) Land $12,330 Building $93,930
2024	$2,313.00 (+72.87%)	$34,180 (+55.93%) Land $3,970 Building $30,210	$102,540 (+55.93%) Land $11,910 Building $90,630
2022	$1,338.00	$21,920 Land $3,240 Building $18,680	$65,760 Land $9,720 Building $56,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAGA serves 965 people · EPA ID IL0950600
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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