517 E Saint Clair St, Almont, MI 48003 Property Records

Lapeer County property record for 517 E Saint Clair St, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,010 sqft · built 1800
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2020)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-522-053-00`

Property Details

APN / Parcel Number

Primary APN	`041-522-053-00`

Interior

Full Baths	2 Baths
Building Area	2,010 sqft Living Area
1st Floor Area	1,355 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft
Flooring	Carpet

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	517 E SAINT CLAIR ST
City	ALMONT
State	MI
Zip	48003-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	01 68 000 000 00 SEC 22 T6N R12E VILLAGE OF ALMONT COM 53 1/2 RODS E OF SW COR E 1/2 SW 1/4 SEC 22 TH N 20 RODS E 8 RODS S 20
Legal Range	12E
Legal Township	06N
Legal Section	22
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1020
Census Tract	340500

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 E SAINT CLAIR ST, ALMONT, MI 48003-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2020	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Book / Page	3152 / 708
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	517 E SAINT CLAIR ST, ALMONT, MI 48003-8704
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E SAINT CLAIR ST, ALMONT, MI 48003-8704

Mortgage

Document Number	0033230837
Date	Oct 27, 2022
Book Page	3323/837

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 9, 2020
Property Address	517 E SAINT CLAIR ST, ALMONT, MI 48003-8704
Document Number	0031520708
Book / Page	003152 / 000708
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49916 FOX TRL SHELBY TOWNSHIP MI 483153328, SHELBY TOWNSHIP, MI 48315-3328

Mortgage

Document Number	31520711
Date	Dec 9, 2020
Book Page	003152/000711

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Almont Village
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00 (+2.66%) Homeowner's exemption	$158,400 (+20.36%)	$316,800 (+20.36%)
2023		$131,600	$263,200
2022	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ALMONT serves 2,674 people · EPA ID MI0000150
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon, Xfinity.

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