517 E Laurel St, Fort Collins, CO 80524 Property Records

Larimer County property record for 517 E Laurel St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,057 sqft · built 1908
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Jul 2023)
Tax Bill	$6,079 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97132-15-008`

Property Details

APN / Parcel Number

Primary APN	`97132-15-008`
Alternative APN	`R0054852`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
Basement Area	1,622 sqft
Finished Basement	520 sqft
Interior Walls	Plaster
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0054852
Old Parcel Number	9713215008
Street Address	517 E LAUREL ST
City	FORT COLLINS
State	CO
Zip	80524-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 167, GALLIGANS SUB OF BLK 157& 167,FTC
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	NW
Legal Subdivision	FTC BLK 167
Legal Block	167
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1015
Census Tract	700

Owner

517 E Laurel St is owned by an individual who bought it in July 2023.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	220 CAJETAN ST, FORT COLLINS, CO 80524-2572
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 26, 2019	Warranty Deed, Transfer GROUP GUARANTEED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	20230028729
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 7, 2023
Property Address	517 E LAUREL ST, FORT COLLINS, CO 80524-3151
Document Number	0000028729
Instrument Date	Jul 5, 2023
Instrument	20230028729
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 CAJETAN ST, FORT COLLINS, CO 80524-2572

Mortgage

Document Number	0000028730
Date	Jul 7, 2023
Instrument	20230028730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	517 E LAUREL ST, FORT COLLINS, CO 80524-3151
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094404
Date	Oct 12, 2021
Instrument	20210094404

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 24, 2020
Property Address	517 E LAUREL ST, FORT COLLINS, CO 80524-3151
Document Number	0000098267
Instrument Date	Nov 23, 2020
Instrument	20200098267
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	517 E LAUREL ST, FORT COLLINS, CO 80524-3151

Mortgage

Document Number	0000098268
Date	Nov 24, 2020
Instrument	20200098268

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 26, 2019
Property Address	517 E LAUREL ST, FORT COLLINS, CO 80524-3151
Document Number	0000082375
Instrument Date	Dec 20, 2019
Instrument	82375
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	GROUP GUARANTEED TITLE

Transaction

Amount	Amount on Record
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1795 WADING HERON WAY THE VILLAGES FL 321632149, THE VILLAGES, FL 32163-2149

Tax Assessment & Valuation

The 2025 property tax bill for 517 E Laurel St was $6,079.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,079.00	$61,006 Land $3,125 Building $57,881	$976,100 Land $50,000 Building $926,100
2023	$5,919.00 (+15.65%)	$68,521 (+26.42%) Land $3,350 Building $65,171	$1,022,700 (+31.13%) Land $50,000 Building $972,700
2022	$5,118.00	$54,203 Land $3,475 Building $50,728	$779,900 Land $50,000 Building $729,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 517 E Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 E Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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