517 E Cleveland St, Spring Valley, IL 61362 Property Records

Bureau County property record for 517 E Cleveland St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1905
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Sep 2025)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-35-330-006`

Property Details

APN / Parcel Number

Primary APN	`18-35-330-006`
Alternative APN	`1796`

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Account Number	1835330006
Street Address	517 E CLEVELAND ST
City	SPRING VALLEY
State	IL
Zip	61362-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-OBIERNES 1ST ADD. L 3 BLK 22 (50 X 130)
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	OBIERNES 1ST ADD
Legal Block	22
Legal Lot Number	3
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1012
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 E CLEVELAND ST, SPRING VALLEY, IL 61362-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Joint Tenancy Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	20253193
Record Updated	Jun 8, 2026

September 2025: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 23, 2025
Property Address	517 E CLEVELAND ST, SPRING VALLEY, IL 61362-2205
Document Number	2025R03193
Instrument Date	Sep 22, 2025
Instrument	2025R03193
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 E CLEVELAND ST, SPRING VALLEY, IL 61362-2205

Mortgage

Document Number	2025R03194
Date	Sep 23, 2025
Instrument	2025R03194

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 7, 2023
Property Address	517 E CLEVELAND ST, SPRING VALLEY, IL 61362-2205
Document Number	2023R02932
Instrument Date	Sep 1, 2023
Instrument	2023R02932
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E CLEVELAND ST, SPRING VALLEY, IL 61362-2205
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R02933
Date	Sep 7, 2023
Instrument	2023R02933

Lender

Name	RESOURCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Month LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+106.26%)	$23,168 (+8.56%) Land $4,018 Building $19,150	$69,504 (+8.56%) Land $12,054 Building $57,450
2024	$831.00 (+41.57%) Homeowner's exemption	$21,341 (+184.21%) Land $3,701 Building $17,640	$64,023 (+184.21%) Land $11,103 Building $52,920
2023		$7,509 (+8.4%) Land $3,471 Building $4,038	$22,527 (+8.4%) Land $10,413 Building $12,114
2022	$587.00	$6,927 Land $3,202 Building $3,725	$20,781 Land $9,606 Building $11,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000

May also be available: IVNet, Nextlink.

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