Delaware County property record for 517 E Charles St, Muncie, IN 47305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,794 sqft · built 1904 |
| Lot Size | 0.223 acres (9,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,102 (Jan 2025) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-15-134-004.000-003 |
| Primary APN | 18-11-15-134-004.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,794 sqft Living Area |
| 1st Floor Area | 2,794 sqft |
| Attic | Attic |
| Attic Area | 1,397 sqft |
| Basement Area | 1,397 sqft |
| Unfinished Basement | 1,397 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,720 sqft (0.223 acres) |
| Lot Dimensions | 1,350 ft deep x 720 ft wide |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 15 134 004 000 |
|---|---|
| Street Address | 517 E CHARLES ST |
| City | MUNCIE |
| State | IN |
| Zip | 47305-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COFFEENS 2 ADD BLK 1 LOT 2 & VAC ALLEY BET MONROE & MADISON STS |
| Legal Subdivision | S 2 ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 2800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kimbrough, Emily, Historic District (Boundary Increase) listed 1989 · 140 contributing resources · NRIS 89000779 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
517 E Charles St is owned and occupied by two individuals who bought it in January 2025.
Source: Delaware County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 517 E CHARLES ST, MUNCIE, IN 47305-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THRIVE FCU |
| Nov 15, 2022 | Warranty Deed, Transfer SPRINGDALE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on File |
| Deed Sale | Jan 28, 2025 · Amount on File |
| Prior Sale | Nov 15, 2022 · Amount on File |
| Deed Document Number | 20251928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 517 E CHARLES ST, MUNCIE, IN 47305-2611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R08035 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023R08035 |
| Name | THRIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Nov 15, 2022 |
| Property Address | 517 E CHARLES ST, MUNCIE, IN 47305-2611 |
| Document Number | 2022R17174 |
| Map Reference | PB1PG10IN2008R24664 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022R17174 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2608 W CHELSEA DR, MUNCIE, IN 47304-1229 |
The 2025 property tax bill for 517 E Charles St was $1,931, down 43.8% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,931.00 (-43.8%) | $202,600 Land $20,100 Building $182,500 | $202,600 Land $20,100 Building $182,500 |
| 2024 | $3,436.00 (+21.63%) | ||
| 2023 | $2,825.00 (+131.56%) | $135,900 (+11.39%) Land $16,800 Building $119,100 | $135,900 (+11.39%) Land $16,800 Building $119,100 |
| 2022 | $1,220.00 (+23.61%) Homeowner's exemption | $122,000 Land $23,300 Building $98,700 | $122,000 Land $23,300 Building $98,700 |
| 2021 | $987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 E Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 517 E Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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