517 E Adams St, Flora, IN 46929 Property Records

Carroll County property record for 517 E Adams St, Flora, IN 46929

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,404 sqft · built 1977
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Mar 2003)
Tax Bill$870 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-10-10-014-090.000-016

Property Details

APN / Parcel Number

Primary APN08-10-10-014-090.000-016
Alternative APNs
  • 01839455721
  • 0181409000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions120 ft deep x 85 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Account Number01839455721
Street Address517 E ADAMS ST
CityFLORA
StateIN
Zip46929-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description018-14090-00 FLORA RIGGLES LOT 45 & W PT VAC ST
Legal SubdivisionFLORA RIGGLES
Legal Lot Number45
JurisdictionCARROLL IN
Township / Civil DivisionMONROE
Census Block Group2
Census Block2008
Census Tract959800

Owner

517 E Adams St is owned and occupied by an individual who bought it in March 2003.

Source: Carroll County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address517 E ADAMS ST, FLORA, IN 46929-1311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2003 · Amount on File
Deed SaleMar 5, 2003 · Amount on File
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Property Address517 E ADAMS ST, FLORA, IN 46929-1311
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000716
DateFeb 25, 2022
Instrument2022000716
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term119 Months
DueJan 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 517 E Adams St was $870 with a homeowner's exemption, down 4.1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionMonroe Township
MunicipalityFlora Town
Unified School DistrictCarroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$870.00 (-4.08%) Homeowner's exemption$134,300 Land $17,000 Building $117,300$134,300 Land $17,000 Building $117,300
2024$907.00
2023$111,700 (+3.43%) Land $12,300 Building $99,400$111,700 (+3.43%) Land $12,300 Building $99,400
2022$883.00$108,000 Land $12,300 Building $95,700$108,000 Land $12,300 Building $95,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 E Adams St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1983–2008)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 517 E Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA WATER WORKS
serves 2,100 people · EPA ID IN5208003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mulberry Cooperative Telephone Company
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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