517 E 4th St, Aurelia, IA 51005 Property Records

Cherokee County property record for 517 E 4th St, Aurelia, IA 51005

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 780 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (May 2020)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1210276031`

Property Details

APN / Parcel Number

Primary APN	`1210276031`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	399 sqft
Unfinished Basement	381 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	1,072 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	517 E 4TH ST
City	AURELIA
State	IA
Zip	51005-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 S1/2 LOT 6 BLK 28 4TH ADD 3740
Legal Subdivision	FOURTH ADDITION
Legal Block	28
Legal Lot Number	6
Jurisdiction	CHEROKEE IA
Township / Civil Division	PITCHER
Census Block Group	2
Census Block	2043
Census Tract	80400

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 E 4TH ST, AURELIA, IA 51005-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
May 11, 2020	Warranty Deed, Transfer · Commercial Mortgage CITIZENS FIRST NATIONAL BANK
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2020738
Deed Book / Page	2020 / 738
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Recording Date	Jul 24, 2026
Property Address	517 E 4TH ST, AURELIA, IA 51005-7827
Document Number	0000001442
Book / Page	2026 / 1442
Instrument Date	Jul 20, 2026
Instrument	20261442
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E 4TH ST, AURELIA, IA 51005-7827

Mortgage

Document Number	0000001442,
Date	Jul 24, 2026
Book Page	2026/1442
Instrument	20261442

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	May 11, 2020
Property Address	517 E 4TH ST, AURELIA, IA 51005-7827
Document Number	2020/738
Book / Page	2020 / 738
Instrument Date	Apr 29, 2020
Instrument	2020 0738
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E 4TH ST, AURELIA, IA 51005-7827

Mortgage

Document Number	20200739
Date	May 11, 2020
Instrument	2020 0739

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 6, 2018
Property Address	517 E 4TH ST, AURELIA, IA 51005-7827
Document Number	2018/1131
Book / Page	2018 / 1131
Instrument Date	Jun 5, 2016
Instrument	2018 1131
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 70TH AVE, ALTA, IA 51002-7477

Mortgage

Document Number	20181132
Date	Jun 6, 2018
Instrument	2018 1132

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Aurelia City
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00	$117,090 (-) Land $8,750 Building $108,340	$117,090 (-) Land $8,750 Building $108,340
2025		$117,090 (+6.97%) Land $8,750 Building $108,340	$117,090 (+6.97%) Land $8,750 Building $108,340
2024	$1,348.00 (+32.42%)
2023		$109,460 (+39.16%) Land $8,750 Building $100,710	$109,460 (+39.16%) Land $8,750 Building $100,710
2022	$1,018.00 Homeowner's exemption	$78,660 Land $8,750 Building $69,910
2021			$78,660 Land $8,750 Building $69,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURELIA WATER SUPPLY serves 968 people · EPA ID IA1803079
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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