Mecklenburg County property record for 517 E 18th St, Charlotte, NC 28206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,842 sqft · built 1900 |
| Lot Size | 0.186 acres (8,129 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2021) |
| Tax Bill | $3,958 (2023) |
| Deeds & Mortgages | Feb 2017 Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-073-02 |
| Primary APN | 081-073-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,842 sqft Heated Area |
| Gross Area | 1,930 sqft |
| 1st Floor Area | 1,842 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,129 sqft (0.186 acres) |
| Porch | Porch |
| Porch Area | 88 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 081-073-02 |
|---|---|
| Street Address | 517 E 18TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28206-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | P1-3 B13 M209-458 |
| Legal Subdivision | ROSEGATE PH 01 MAP 02 |
| Legal Block | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700 |
Source: Mecklenburg County assessment roll, APN 081-073-02, as of January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 E 18TH ST, CHARLOTTE, NC 28206-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jun 04, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Jun 03, 2002 |
| Deed Document Number | 0036561406 |
| Deed Book / Page | 36561 / 406 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 517 E 18TH ST, CHARLOTTE, NC 28206-3414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021859 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 31579/514 |
| Instrument | 2017021859 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 517 E 18TH ST, CHARLOTTE, NC 28206-3414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068312 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 33562/175 |
| Instrument | 2019068312 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 517 E 18TH ST, CHARLOTTE, NC 28206-3414 |
| Document Number | 0000182384 |
| Book / Page | 36561 / 406 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021182384 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5411 ANDOVER RD, WILMINGTON, NC 28403-3403 |
| Name | Verified Name |
|---|---|
| Address | 517 E 18TH ST, CHARLOTTE, NC 28206-3414 |
| Document Number | 0000182385 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021182385 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Mecklenburg County assessment roll as of January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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