517 Cornell St, Bay City, MI 48708 Property Records

Bay County property record for 517 Cornell St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,946 sqft · built 1951
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$197,900 (May 2023)
Tax Bill	$2,316 (2022)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`160-027-230-006-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-230-006-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	368 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	517 CORNELL ST
City	BAY CITY
State	MI
Zip	48708-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE FAML
Legal Description	LOT 2 BLK 16 GREEN AVE ADD & E 1/2 VAC ALLEY ADJ THRT
Legal Subdivision	GREEN AVE ADD
Legal Block	16
Legal Lot Number	2
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2033
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bay County records, as of December 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 9, 2022	Intrafamily Transfer, Transfer
May 9, 2022	Intrafamily Transfer, Transfer
May 9, 2022	Intrafamily Transfer, Transfer
May 9, 2022	Intrafamily Transfer, Transfer
Sep 6, 2019	Warranty Deed, Transfer CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK
Nov 16, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	May 9, 2022
Deed Document Number	202306172
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 24, 2023
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000006172
Map Reference	LB 3 PG 46
Instrument Date	May 15, 2023
Instrument	202306172
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CROSSROADS TITLE, CROSSRADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

Mortgage

Document Number	0000006173
Date	May 24, 2023
Instrument	202306173

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 24, 2023
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000006172
Map Reference	LB 3 PG 46
Instrument Date	May 15, 2023
Instrument	202306172
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CROSSROADS TITLE, CROSSRADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

Mortgage

Document Number	0000006173
Date	May 24, 2023
Instrument	202306173

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	May 9, 2022
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000007347
Map Reference	LB 3 PG 46
Instrument Date	May 6, 2022
Instrument	202207347
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	May 9, 2022
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000007347
Map Reference	LB 3 PG 46
Instrument Date	May 6, 2022
Instrument	202207347
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	May 9, 2022
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000007345
Map Reference	LB 3 PG 46
Instrument Date	May 6, 2022
Instrument	202207345
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	May 9, 2022
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000007345
Map Reference	LB 3 PG 46
Instrument Date	May 6, 2022
Instrument	202207345
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CORNELL ST, BAY CITY, MI 48708-6922

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 6, 2019
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000012386
Instrument Date	Aug 30, 2019
Instrument	12386
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4158 TAMIAMI TRL PORT CHARLOTTE FL 339529236, PORT CHARLOTTE, FL 33952-9236

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000000271
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 KINNEY CT ESSEXVILLE MI 487321936, ESSEXVILLE, MI 48732-1936

Mortgage

Document Number	0000000271
Date	Jan 8, 2019
Instrument	271

Lender

Name	FIRST ST BK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY MI
Recording Date	Nov 16, 2018
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0000015678
Instrument Date	Nov 2, 2018
Instrument	15678
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$274.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 CENTER AVE BAY CITY MI 487085938, BAY CITY, MI 48708-5938

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY MI
Recording Date	May 19, 2017
Property Address	517 CORNELL ST, BAY CITY, MI 48708-6922
Document Number	0032170884
Book / Page	003217 / 000884
Instrument Date	May 12, 2017
Instrument	12893
Transaction Type	Foreclosure
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$586.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$59,700 (+11.69%)	$119,400 (+11.69%)
2022	$2,316.00 Homeowner's exemption	$53,450	$106,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 1997 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Air Advantage, Verizon.

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