517 Clover Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 517 Clover Cir, Milpitas, CA 95035

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,449 sqft · built 2018
Lot Size0.028 acres (1,230 sqft)
OwnerIndividual on Record
Last Sale$995,500 (Sep 2018)
Tax Bill$13,840 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN086-94-044

Property Details

APN / Parcel Number

Primary APN086-94-044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories3 Stories
Building Area1,449 sqft Living Area
1st Floor Area60 sqft
2nd Floor Area60 sqft
Upper Floors Area1,329 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleOther
Construction TypeWood
Lot Area1,230 sqft (0.028 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address517 CLOVER CIR
CityMILPITAS
StateCA
Zip95035-5048
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeM1
Legal DescriptionTR 10375 UNIT 91
Legal Tract10375
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1040
Census Tract504509

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address517 CLOVER CIR, MILPITAS, CA 95035-5048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Deed Document Number24024771
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address517 CLOVER CIR, MILPITAS, CA 95035-5048
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 CLOVER CIR, MILPITAS, CA 95035-5048

Mortgage

Document Number0024765248
DateDec 28, 2020
Instrument24765248
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address517 CLOVER CIR, MILPITAS, CA 95035-5048
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyNATIONAL LINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024314523
DateOct 28, 2019
Instrument24314523
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address517 CLOVER CIR, MILPITAS, CA 95035-5048
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 CLOVER CIR, MILPITAS, CA 95035-5048

Mortgage

Document Number0025058804
DateAug 9, 2021
Instrument25058804
Lender
NameROCKET MORTGAGE LLC
TypeNon-Lending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate7.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,840.00 (+3.08%)$1,110,441 (+4.04%) Land $555,221 Building $555,220
2023$13,426.00 (+7.03%)$1,067,323 Land $533,662 Building $533,661
2022$12,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Sail Internet
DSL · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.

Nearby Properties on Clover Cir

Nearby Streets

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